{"id":330127,"date":"2023-06-21T06:50:22","date_gmt":"2023-06-21T06:50:22","guid":{"rendered":"https:\/\/www.zfxasia.com\/?post_type=help_center&p=330127"},"modified":"2023-06-21T06:50:30","modified_gmt":"2023-06-21T06:50:30","slug":"huong-dan-tinh-toan-rui-ro-tren-moi-giao-dich","status":"publish","type":"help_center","link":"https:\/\/www.zfxvn.com\/vi\/help-center\/huong-dan-tinh-toan-rui-ro-tren-moi-giao-dich\/","title":{"rendered":"H\u01b0\u1edbng d\u1eabn T\u00ednh to\u00e1n R\u1ee7i ro tr\u00ean m\u1ed7i giao d\u1ecbch"},"content":{"rendered":"

Qu\u1ea3n l\u00fd r\u1ee7i ro l\u00e0 m\u1ed9t kh\u00eda c\u1ea1nh v\u00f4 c\u00f9ng quan tr\u1ecdng \u0111\u1ec3 giao d\u1ecbch t\u00e0i ch\u00ednh th\u00e0nh c\u00f4ng. M\u1ed9t th\u00e0nh ph\u1ea7n thi\u1ebft y\u1ebfu c\u1ee7a qu\u1ea3n l\u00fd r\u1ee7i ro l\u00e0 t\u00ednh to\u00e1n r\u1ee7i ro tr\u00ean m\u1ed7i giao d\u1ecbch, t\u1ee9c l\u00e0 x\u00e1c \u0111\u1ecbnh s\u1ed1 v\u1ed1n b\u1ea1n s\u1eb5n s\u00e0ng m\u1ea1o hi\u1ec3m cho m\u1ed7i giao d\u1ecbch.<\/p>\n

B\u1eb1ng c\u00e1ch hi\u1ec3u c\u00e1ch t\u00ednh to\u00e1n r\u1ee7i ro tr\u00ean m\u1ed7i giao d\u1ecbch, c\u00e1c nh\u00e0 giao d\u1ecbch c\u00f3 th\u1ec3 b\u1ea3o v\u1ec7 s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n c\u1ee7a m\u00ecnh trong d\u00e0i h\u1ea1n. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i s\u1ebd cung c\u1ea5p m\u1ed9t h\u01b0\u1edbng d\u1eabn to\u00e0n di\u1ec7n \u0111\u1ec3 gi\u00fap b\u1ea1n t\u00ednh to\u00e1n r\u1ee7i ro tr\u00ean m\u1ed7i giao d\u1ecbch m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3.<\/p>\n

    \n
  1. X\u00e1c \u0111\u1ecbnh m\u1ee9c \u0111\u1ed9 ch\u1ea5p nh\u1eadn r\u1ee7i ro c\u1ee7a b\u1ea1n
    <\/strong>Tr\u01b0\u1edbc khi t\u00ednh to\u00e1n r\u1ee7i ro cho m\u1ed7i giao d\u1ecbch, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i \u0111\u00e1nh gi\u00e1 m\u1ee9c \u0111\u1ed9 ch\u1ea5p nh\u1eadn r\u1ee7i ro c\u1ee7a b\u1ea1n. M\u1ee9c \u0111\u1ed9 ch\u1ea5p nh\u1eadn r\u1ee7i ro \u0111\u1ec1 c\u1eadp \u0111\u1ebfn kh\u1ea3 n\u0103ng v\u00e0 s\u1ef1 s\u1eb5n s\u00e0ng c\u1ee7a b\u1ea1n \u0111\u1ec3 ch\u1ecbu \u0111\u1ef1ng nh\u1eefng t\u1ed5n th\u1ea5t ti\u1ec1m \u1ea9n. H\u00e3y xem x\u00e9t t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh v\u00e0 m\u1ee5c ti\u00eau \u0111\u1ea7u t\u01b0 tr\u01b0\u1edbc ti\u00ean b\u1edfi v\u00ec vi\u1ec7c t\u1ef1 \u0111\u00e1nh gi\u00e1 n\u00e0y s\u1ebd cung c\u1ea5p th\u00f4ng tin c\u1ea7n thi\u1ebft \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m r\u1ee7i ro th\u00edch h\u1ee3p cho m\u1ed7i giao d\u1ecbch.<\/li>\n
  2. C\u00e0i \u0111\u1eb7t t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m r\u1ee7i ro
    <\/strong>Khi b\u1ea1n \u0111\u00e3 \u0111\u00e1nh gi\u00e1 \u0111\u01b0\u1ee3c m\u1ee9c \u0111\u1ed9 ch\u1ea5p nh\u1eadn r\u1ee7i ro c\u1ee7a m\u00ecnh, b\u01b0\u1edbc ti\u1ebfp theo l\u00e0 thi\u1ebft l\u1eadp t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m r\u1ee7i ro cho m\u1ed7i giao d\u1ecbch. M\u1ed9t nguy\u00ean t\u1eafc chung cho h\u1ea7u h\u1ebft c\u00e1c nh\u00e0 giao d\u1ecbch chuy\u00ean nghi\u1ec7p l\u00e0 r\u1ee7i ro kh\u00f4ng qu\u00e1 1-2% \/ v\u1ed1n giao d\u1ecbch c\u1ee7a b\u1ea1n cho b\u1ea5t k\u1ef3 giao d\u1ecbch n\u00e0o. T\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m n\u00e0y gi\u00fap \u0111\u1ea3m b\u1ea3o r\u1eb1ng m\u1ed9t chu\u1ed7i thua l\u1ed7 li\u00ean ti\u1ebfp s\u1ebd kh\u00f4ng l\u00e0m b\u1ed1c h\u01a1i t\u00e0i kho\u1ea3n v\u00e0 gi\u1eef cho ho\u1ea1t \u0111\u1ed9ng giao d\u1ecbch c\u1ee7a b\u1ea1n \u1ed5n \u0111\u1ecbnh trong th\u1eddi gian d\u00e0i. Tuy nhi\u00ean, b\u1ea1n c\u00f3 th\u1ec3 \u0111i\u1ec1u ch\u1ec9nh t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m n\u00e0y d\u1ef1a tr\u00ean kh\u1ea9u v\u1ecb r\u1ee7i ro v\u00e0 chi\u1ebfn l\u01b0\u1ee3c giao d\u1ecbch c\u1ee7a m\u00ecnh.<\/li>\n
  3. X\u00e1c \u0111\u1ecbnh m\u1ee9c gi\u00e1 d\u1eebng l\u1ed7
    <\/strong>D\u1eebng l\u1ed7 l\u00e0 m\u1ed9t l\u1ec7nh \u0111\u01b0\u1ee3c c\u00e0i \u0111\u1eb7t tr\u01b0\u1edbc \u0111\u1ec3 t\u1ef1 \u0111\u1ed9ng tho\u00e1t kh\u1ecfi m\u1ed9t giao d\u1ecbch t\u1ec7 h\u1ea1i nh\u1eb1m h\u1ea1n ch\u1ebf c\u00e1c kho\u1ea3n l\u1ed7 ngo\u00e0i ki\u1ec3m so\u00e1t c\u00f3 th\u1ec3 x\u1ea3y ra. \u0110\u1ec3 t\u00ednh to\u00e1n r\u1ee7i ro tr\u00ean m\u1ed7i giao d\u1ecbch, b\u1ea1n c\u1ea7n x\u00e1c \u0111\u1ecbnh m\u1ee9c d\u1eebng l\u1ed7 th\u00edch h\u1ee3p cho m\u1ed7i giao d\u1ecbch. M\u1ee9c gi\u00e1 n\u00e0y c\u00f3 th\u1ec3 d\u1ef1a tr\u00ean ph\u00e2n t\u00edch k\u1ef9 thu\u1eadt g\u1ed3m \u0111\u00e1nh gi\u00e1 xu h\u01b0\u1edbng, h\u1ed7 tr\u1ee3 – kh\u00e1ng c\u1ef1 ho\u1eb7c b\u1ea5t k\u1ef3 ch\u1ec9 b\u00e1o n\u00e0o kh\u00e1c. T\u00f3m l\u1ea1i, d\u1eebng l\u1ed7 gi\u00fap x\u00e1c \u0111\u1ecbnh m\u1ee9c thua l\u1ed7 t\u1ed1i \u0111a m\u00e0 b\u1ea1n s\u1eb5n s\u00e0ng ch\u1ea5p nh\u1eadn \u0111\u1ed1i v\u1edbi m\u1ed9t giao d\u1ecbch c\u1ee5 th\u1ec3.<\/li>\n
  4. T\u00ednh Quy m\u00f4 V\u1ecb th\u1ebf
    <\/strong>Khi b\u1ea1n \u0111\u00e3 thi\u1ebft l\u1eadp t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m r\u1ee7i ro v\u00e0 x\u00e1c \u0111\u1ecbnh m\u1ee9c c\u1eaft l\u1ed7, b\u1ea1n c\u00f3 th\u1ec3 t\u00ednh to\u00e1n quy m\u00f4 v\u1ecb th\u1ebf. Quy m\u00f4 v\u1ecb th\u1ebf \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng c\u00f4ng th\u1ee9c sau:
    Quy m\u00f4 V\u1ecb th\u1ebf = (Ph\u1ea7n tr\u0103m r\u1ee7i ro \u00d7 V\u1ed1n giao d\u1ecbch) \/ (Gi\u00e1 v\u00e0o l\u1ec7nh – M\u1ee9c c\u1eaft l\u1ed7)
    <\/strong>T\u00ednh to\u00e1n n\u00e0y \u0111\u1ea3m b\u1ea3o r\u1eb1ng n\u1ebfu l\u1ec7nh d\u1eebng l\u1ed7 \u0111\u01b0\u1ee3c k\u00edch ho\u1ea1t, kho\u1ea3n l\u1ed7 ph\u00e1t sinh s\u1ebd n\u1eb1m trong m\u1ee9c ch\u1ea5p nh\u1eadn r\u1ee7i ro \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh tr\u01b0\u1edbc c\u1ee7a b\u1ea1n.<\/li>\n
  5. \u0110i\u1ec1u ch\u1ec9nh Quy m\u00f4 V\u1ecb th\u1ebf cho ph\u00f9 h\u1ee3p v\u1edbi \u0110\u00f2n b\u1ea9y
    <\/strong>\u0110\u00f2n b\u1ea9y cho ph\u00e9p b\u1ea1n ki\u1ec3m so\u00e1t m\u1ed9t v\u1ecb th\u1ebf l\u1edbn h\u01a1n v\u1edbi s\u1ed1 v\u1ed1n nh\u1ecf h\u01a1n, nh\u01b0ng n\u00f3 c\u0169ng khu\u1ebfch \u0111\u1ea1i c\u1ea3 l\u00e3i v\u00e0 l\u1ed7. V\u00ec v\u1eady, n\u1ebfu b\u1ea1n \u0111ang giao d\u1ecbch v\u1edbi \u0111\u00f2n b\u1ea9y, \u0111i\u1ec1u c\u1ea7n thi\u1ebft l\u00e0 ph\u1ea3i \u0111i\u1ec1u ch\u1ec9nh k\u00edch th\u01b0\u1edbc v\u1ecb th\u1ebf c\u1ee7a b\u1ea1n cho ph\u00f9 h\u1ee3p. \u0110\u1ea7u ti\u00ean, x\u00e1c \u0111\u1ecbnh t\u1ef7 l\u1ec7 \u0111\u00f2n b\u1ea9y do nh\u00e0 m\u00f4i gi\u1edbi c\u1ee7a b\u1ea1n cung c\u1ea5p v\u00e0 sau \u0111\u00f3 \u0111i\u1ec1u ch\u1ec9nh ph\u00e9p t\u00ednh quy m\u00f4 v\u1ecb th\u1ebf cho ph\u00f9 h\u1ee3p.
    H\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng quy m\u00f4 v\u1ecb th\u1ebf c\u1ea7n \u0111\u01b0\u1ee3c t\u00ednh to\u00e1n sao cho ph\u00f9 h\u1ee3p v\u1edbi r\u1ee7i ro tr\u00ean m\u1ed7i giao d\u1ecbch v\u00e0 m\u1ee9c \u0111\u1ed9 ch\u1ea5p nh\u1eadn r\u1ee7i ro c\u1ee7a b\u1ea1n.<\/li>\n
  6. Th\u01b0\u1eddng xuy\u00ean xem x\u00e9t v\u00e0 \u0111i\u1ec1u ch\u1ec9nh
    <\/strong>R\u1ee7i ro tr\u00ean m\u1ed7i giao d\u1ecbch kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ed9t tham s\u1ed1 c\u1ed1 \u0111\u1ecbnh v\u00e0 c\u1ea7n \u0111\u01b0\u1ee3c xem x\u00e9t th\u01b0\u1eddng xuy\u00ean \u0111\u1ec3 t\u00ednh \u0111\u1ebfn nh\u1eefng thay \u0111\u1ed5i v\u1ec1 \u0111i\u1ec1u ki\u1ec7n th\u1ecb tr\u01b0\u1eddng, s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n ho\u1eb7c chi\u1ebfn l\u01b0\u1ee3c giao d\u1ecbch. Khi t\u00e0i kho\u1ea3n giao d\u1ecbch c\u1ee7a b\u1ea1n t\u0103ng l\u00ean ho\u1eb7c thu h\u1eb9p l\u1ea1i, b\u1ea1n c\u00f3 th\u1ec3 c\u1ea7n ph\u1ea3i \u0111i\u1ec1u ch\u1ec9nh t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m r\u1ee7i ro v\u00e0 quy m\u00f4 v\u1ecb th\u1ebf cho ph\u00f9 h\u1ee3p. Li\u00ean t\u1ee5c theo d\u00f5i c\u00e1c giao d\u1ecbch c\u1ee7a b\u1ea1n v\u00e0 \u0111\u00e1nh gi\u00e1 l\u1ea1i r\u1ee7i ro tr\u00ean m\u1ed7i giao d\u1ecbch \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o n\u00f3 v\u1eabn n\u1eb1m trong gi\u1edbi h\u1ea1n \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh tr\u01b0\u1edbc.<\/li>\n<\/ol>\n

    K\u1ebft lu\u1eadn<\/h2>\n

    T\u00ednh to\u00e1n r\u1ee7i ro tr\u00ean m\u1ed7i giao d\u1ecbch l\u00e0 m\u1ed9t kh\u00eda c\u1ea1nh quan tr\u1ecdng c\u1ee7a vi\u1ec7c qu\u1ea3n l\u00fd r\u1ee7i ro hi\u1ec7u qu\u1ea3 trong giao d\u1ecbch t\u00e0i ch\u00ednh. B\u1eb1ng c\u00e1ch x\u00e1c \u0111\u1ecbnh kh\u1ea3 n\u0103ng ch\u1ea5p nh\u1eadn r\u1ee7i ro c\u1ee7a b\u1ea1n, \u0111\u1eb7t t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m r\u1ee7i ro, thi\u1ebft l\u1eadp m\u1ee9c c\u1eaft l\u1ed7, t\u00ednh to\u00e1n quy m\u00f4 v\u1ecb th\u1ebf v\u00e0 \u0111i\u1ec1u ch\u1ec9nh \u0111\u00f2n b\u1ea9y, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng m\u00ecnh \u0111ang b\u1ea3o v\u1ec7 v\u1ed1n giao d\u1ecbch m\u1ed9t c\u00e1ch an to\u00e0n. H\u00e3y nh\u1edb r\u1eb1ng qu\u1ea3n l\u00fd r\u1ee7i ro l\u00e0 m\u1ed9t qu\u00e1 tr\u00ecnh n\u0103ng \u0111\u1ed9ng \u0111\u00f2i h\u1ecfi ph\u1ea3i xem x\u00e9t v\u00e0 \u0111i\u1ec1u ch\u1ec9nh th\u01b0\u1eddng xuy\u00ean. Vi\u1ec7c tri\u1ec3n khai qu\u00e1 tr\u00ecnh t\u00ednh to\u00e1n r\u1ee7i ro tr\u00ean m\u1ed7i giao d\u1ecbch m\u1ed9t c\u00e1ch kh\u1eaft khe s\u1ebd g\u00f3p ph\u1ea7n v\u00e0o th\u00e0nh c\u00f4ng l\u00e2u d\u00e0i c\u1ee7a b\u1ea1n v\u1edbi t\u01b0 c\u00e1ch l\u00e0 m\u1ed9t nh\u00e0 giao d\u1ecbch.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Qu\u1ea3n l\u00fd r\u1ee7i ro l\u00e0 m\u1ed9t kh\u00eda c\u1ea1nh v\u00f4 c\u00f9ng quan tr\u1ecdng \u0111\u1ec3 giao d\u1ecbch t\u00e0i ch\u00ednh th\u00e0nh c\u00f4ng. M\u1ed9t th\u00e0nh ph\u1ea7n thi\u1ebft y\u1ebfu c\u1ee7a qu\u1ea3n l\u00fd r\u1ee7i ro l\u00e0 t\u00ednh to\u00e1n r\u1ee7i ro tr\u00ean m\u1ed7i giao d\u1ecbch, t\u1ee9c l\u00e0 x\u00e1c \u0111\u1ecbnh s\u1ed1 v\u1ed1n b\u1ea1n s\u1eb5n s\u00e0ng m\u1ea1o hi\u1ec3m cho m\u1ed7i giao d\u1ecbch. B\u1eb1ng c\u00e1ch […]<\/p>\n","protected":false},"author":121,"featured_media":0,"template":"","help_center_categories":[],"help_center_tags":[],"class_list":["post-330127","help_center","type-help_center","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.zfxvn.com\/vi\/wp-json\/wp\/v2\/help_center\/330127","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zfxvn.com\/vi\/wp-json\/wp\/v2\/help_center"}],"about":[{"href":"https:\/\/www.zfxvn.com\/vi\/wp-json\/wp\/v2\/types\/help_center"}],"author":[{"embeddable":true,"href":"https:\/\/www.zfxvn.com\/vi\/wp-json\/wp\/v2\/users\/121"}],"version-history":[{"count":0,"href":"https:\/\/www.zfxvn.com\/vi\/wp-json\/wp\/v2\/help_center\/330127\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.zfxvn.com\/vi\/wp-json\/wp\/v2\/media?parent=330127"}],"wp:term":[{"taxonomy":"help_center_categories","embeddable":true,"href":"https:\/\/www.zfxvn.com\/vi\/wp-json\/wp\/v2\/help_center_categories?post=330127"},{"taxonomy":"help_center_tags","embeddable":true,"href":"https:\/\/www.zfxvn.com\/vi\/wp-json\/wp\/v2\/help_center_tags?post=330127"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}