{"id":48873,"date":"2020-09-09T08:45:03","date_gmt":"2020-09-09T08:45:03","guid":{"rendered":"https:\/\/www.zfx.com\/aml-policy\/"},"modified":"2026-04-22T18:06:06","modified_gmt":"2026-04-22T18:06:06","slug":"aml-policy","status":"publish","type":"page","link":"https:\/\/www.zfxvn.com\/vi\/aml-policy\/","title":{"rendered":"Ch\u00ednh S\u00e1ch Ch\u1ed1ng R\u1eeda Ti\u1ec1n"},"content":{"rendered":"\n

CH\u00cdNH S\u00c1CH CH\u1ed0NG R\u1eecA TI\u1ec0N (AML)<\/h1>\n\n\n\n
\n

\u0110\u1ecbnh ngh\u0129a chung<\/h3>\n\n\n\n

\u0110\u1ed1i v\u1edbi m\u1ee5c \u0111\u00edch c\u1ee7a H\u01b0\u1edbng d\u1eabn n\u00e0y, tr\u1eeb khi ng\u1eef c\u1ea3nh quy \u0111\u1ecbnh kh\u00e1c:<\/p>\n\n\n\n

“AMLTF<\/strong>” c\u00f3 ngh\u0129a l\u00e0 ch\u1ed1ng r\u1eeda ti\u1ec1n v\u00e0 ch\u1ed1ng t\u00e0i tr\u1ee3 kh\u1ee7ng b\u1ed1.<\/p>\n\n\n\n

“Ch\u1ee7 s\u1edf h\u1eefu th\u1ee5 h\u01b0\u1edfng<\/strong>” c\u00f3 ngh\u0129a l\u00e0 m\u1ed9t ho\u1eb7c nhi\u1ec1u c\u00e1 nh\u00e2n t\u1ef1 nhi\u00ean cu\u1ed1i c\u00f9ng s\u1edf h\u1eefu ho\u1eb7c ki\u1ec3m so\u00e1t Kh\u00e1ch h\u00e0ng ho\u1eb7c c\u00e1 nh\u00e2n t\u1ef1 nhi\u00ean m\u00e0 thay m\u1eb7t cho h\u1ecd giao d\u1ecbch \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n v\u00e0 bao g\u1ed3m nh\u1eefng ng\u01b0\u1eddi th\u1ef1c hi\u1ec7n quy\u1ec1n ki\u1ec3m so\u00e1t hi\u1ec7u qu\u1ea3 cu\u1ed1i c\u00f9ng \u0111\u1ed1i v\u1edbi m\u1ed9t ph\u00e1p nh\u00e2n ho\u1eb7c th\u1ecfa thu\u1eadn.<\/p>\n\n\n\n

“M\u1ed1i quan h\u1ec7 kinh doanh<\/strong>” c\u00f3 ngh\u0129a l\u00e0 th\u1ecfa thu\u1eadn gi\u1eefa m\u1ed9t ng\u01b0\u1eddi v\u00e0 C\u00f4ng ty m\u00e0 m\u1ee5c \u0111\u00edch ch\u00ednh l\u00e0 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho m\u1ed9t quy tr\u00ecnh kinh doanh th\u1ec9nh tho\u1ea3ng ho\u1eb7c th\u01b0\u1eddng xuy\u00ean gi\u1eefa h\u1ecd.<\/p>\n\n\n\n

“Kh\u00e1ch h\u00e0ng<\/strong>” li\u00ean quan \u0111\u1ebfn giao d\u1ecbch ho\u1eb7c t\u00e0i kho\u1ea3n, bao g\u1ed3m:<\/p>\n\n\n\n

    \n
  1. ) ng\u01b0\u1eddi m\u00e0 giao d\u1ecbch ho\u1eb7c t\u00e0i kho\u1ea3n \u0111\u01b0\u1ee3c s\u1eafp x\u1ebfp, m\u1edf ho\u1eb7c th\u1ef1c hi\u1ec7n d\u01b0\u1edbi t\u00ean c\u1ee7a h\u1ecd,<\/li>\n\n\n\n
  2. ) ng\u01b0\u1eddi k\u00fd giao d\u1ecbch ho\u1eb7c t\u00e0i kho\u1ea3n,<\/li>\n\n\n\n
  3. ) b\u1ea5t k\u1ef3 ng\u01b0\u1eddi n\u00e0o m\u00e0 giao d\u1ecbch \u0111\u00e3 \u0111\u01b0\u1ee3c chuy\u1ec3n nh\u01b0\u1ee3ng ho\u1eb7c chuy\u1ec3n giao cho,<\/li>\n\n\n\n
  4. ) b\u1ea5t k\u1ef3 ng\u01b0\u1eddi n\u00e0o \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n ti\u1ebfn h\u00e0nh giao d\u1ecbch, ho\u1eb7c<\/li>\n\n\n\n
  5. ) ng\u01b0\u1eddi kh\u00e1c nh\u01b0 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh b\u1edfi c\u00e1c quy \u0111\u1ecbnh.<\/li>\n<\/ol>\n\n\n\n

    “C\u00f4ng ty<\/strong>” c\u00f3 ngh\u0129a l\u00e0 Zeal Capital Market (Seychelles) Limited \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp t\u1ea1i Seychelles v\u1edbi s\u1ed1 \u0111\u0103ng k\u00fd 8422618-1 v\u00e0 gi\u1ea5y ph\u00e9p \u0111\u1ea1i l\u00fd ch\u1ee9ng kho\u00e1n SD027 v\u00e0 c\u00e1c th\u1ef1c th\u1ec3 c\u1ee7a c\u00f4ng ty.<\/p>\n\n\n\n

    “CRO<\/strong>” c\u00f3 ngh\u0129a l\u00e0 C\u00e1n b\u1ed9 Tu\u00e2n th\u1ee7 v\u00e0 B\u00e1o c\u00e1o.<\/p>\n\n\n\n

    “EDD<\/strong>” c\u00f3 ngh\u0129a l\u00e0 Th\u1ea9m \u0111\u1ecbnh N\u00e2ng cao<\/p>\n\n\n\n

    “FIU<\/strong>” c\u00f3 ngh\u0129a l\u00e0 \u0110\u01a1n v\u1ecb T\u00ecnh b\u00e1o T\u00e0i ch\u00ednh c\u1ee7a Seychelles<\/p>\n\n\n\n

    “Ki\u1ec3m to\u00e1n vi\u00ean N\u1ed9i b\u1ed9<\/strong>” c\u00f3 ngh\u0129a l\u00e0 ki\u1ec3m to\u00e1n vi\u00ean n\u1ed9i b\u1ed9 \u0111\u01b0\u1ee3c C\u00f4ng ty tuy\u1ec3n d\u1ee5ng.<\/p>\n\n\n\n

    “Lu\u1eadt<\/strong>” c\u00f3 ngh\u0129a l\u00e0 \u0110\u1ea1o lu\u1eadt Ch\u1ed1ng R\u1eeda ti\u1ec1n v\u00e0 Ch\u1ed1ng T\u00e0i tr\u1ee3 Kh\u1ee7ng b\u1ed1 c\u1ee7a Seychelles, 2020 (\u0110\u1ea1o lu\u1eadt s\u1ed1 5 n\u0103m 2020).<\/p>\n\n\n\n

    “H\u01b0\u1edbng d\u1eabn<\/strong>” c\u00f3 ngh\u0129a l\u00e0 H\u01b0\u1edbng d\u1eabn Qu\u1ea3n l\u00fd R\u1ee7i ro & Th\u1ee7 t\u1ee5c c\u1ee7a c\u00f4ng ty.<\/p>\n\n\n\n

    “ML<\/strong>” c\u00f3 ngh\u0129a l\u00e0 c\u00e1c t\u1ed9i r\u1eeda ti\u1ec1n \u0111\u01b0\u1ee3c \u0111\u1ecbnh ngh\u0129a trong M\u1ee5c 3 c\u1ee7a Lu\u1eadt.<\/p>\n\n\n\n

    “MLTF<\/strong>” c\u00f3 ngh\u0129a l\u00e0 t\u1ed9i r\u1eeda ti\u1ec1n v\u00e0 t\u00e0i tr\u1ee3 kh\u1ee7ng b\u1ed1 \u0111\u01b0\u1ee3c \u0111\u1ecbnh ngh\u0129a trong Ph\u1ea7n II c\u1ee7a Lu\u1eadt.<\/p>\n\n\n\n

    “PEP<\/strong>” c\u00f3 ngh\u0129a l\u00e0 Ng\u01b0\u1eddi c\u00f3 \u1ea2nh h\u01b0\u1edfng Ch\u00ednh tr\u1ecb<\/p>\n\n\n\n

    “STR<\/strong>” c\u00f3 ngh\u0129a l\u00e0 b\u00e1o c\u00e1o giao d\u1ecbch kh\u1ea3 nghi c\u00f3 c\u00f9ng ngh\u0129a nh\u01b0 \u0111\u01b0\u1ee3c \u0111\u1ecbnh ngh\u0129a b\u1edfi Lu\u1eadt.<\/p>\n\n\n\n

    “Ti\u1ebft l\u1ed9<\/strong>” c\u00f3 ngh\u0129a l\u00e0 t\u1ed9i \u0111\u01b0\u1ee3c \u0111\u1ecbnh ngh\u0129a trong M\u1ee5c 50 c\u1ee7a Lu\u1eadt.<\/p>\n<\/div><\/div>\n\n\n\n

    Gi\u1edbi thi\u1ec7u<\/h3>\n\n\n\n

    M\u1ee5c \u0111\u00edch c\u1ee7a H\u01b0\u1edbng d\u1eabn l\u00e0 n\u00eau ra c\u00e1c th\u1ef1c h\u00e0nh n\u1ed9i b\u1ed9, bi\u1ec7n ph\u00e1p, th\u1ee7 t\u1ee5c v\u00e0 ki\u1ec3m so\u00e1t c\u1ee7a C\u00f4ng ty li\u00ean quan \u0111\u1ebfn vi\u1ec7c ng\u0103n ch\u1eb7n MLTF. H\u01b0\u1edbng d\u1eabn \u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n v\u00e0 c\u1eadp nh\u1eadt \u0111\u1ecbnh k\u1ef3 b\u1edfi CRO d\u1ef1a tr\u00ean c\u00e1c nguy\u00ean t\u1eafc chung do H\u1ed9i \u0111\u1ed3ng Qu\u1ea3n tr\u1ecb c\u1ee7a C\u00f4ng ty (sau \u0111\u00e2y g\u1ecdi l\u00e0 “H\u1ed9i \u0111\u1ed3ng<\/strong>“) thi\u1ebft l\u1eadp li\u00ean quan \u0111\u1ebfn vi\u1ec7c ng\u0103n ch\u1eb7n MLTF. T\u1ea5t c\u1ea3 c\u00e1c s\u1eeda \u0111\u1ed5i v\u00e0\/ho\u1eb7c thay \u0111\u1ed5i \u0111\u1ed1i v\u1edbi H\u01b0\u1edbng d\u1eabn ph\u1ea3i \u0111\u01b0\u1ee3c H\u1ed9i \u0111\u1ed3ng ph\u00ea duy\u1ec7t. H\u01b0\u1edbng d\u1eabn s\u1ebd \u0111\u01b0\u1ee3c CRO th\u00f4ng b\u00e1o cho t\u1ea5t c\u1ea3 nh\u00e2n vi\u00ean c\u1ee7a C\u00f4ng ty qu\u1ea3n l\u00fd, gi\u00e1m s\u00e1t ho\u1eb7c ki\u1ec3m so\u00e1t theo b\u1ea5t k\u1ef3 c\u00e1ch n\u00e0o c\u00e1c giao d\u1ecbch c\u1ee7a Kh\u00e1ch h\u00e0ng v\u00e0 c\u00f3 tr\u00e1ch nhi\u1ec7m \u00e1p d\u1ee5ng c\u00e1c th\u1ef1c h\u00e0nh, bi\u1ec7n ph\u00e1p, th\u1ee7 t\u1ee5c v\u00e0 ki\u1ec3m so\u00e1t \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh \u1edf \u0111\u00e2y. H\u01b0\u1edbng d\u1eabn \u0111\u00e3 \u0111\u01b0\u1ee3c chu\u1ea9n b\u1ecb \u0111\u1ec3 tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt.<\/p>\n\n\n\n

    Ph\u1ea1m vi \u00e1p d\u1ee5ng c\u1ee7a H\u01b0\u1edbng d\u1eabn<\/h3>\n\n\n\n
      \n
    1. H\u01b0\u1edbng d\u1eabn \u00e1p d\u1ee5ng cho:\n
        \n
      1. ) T\u1ea5t c\u1ea3 c\u00e1c lo\u1ea1i d\u1ecbch v\u1ee5 \u0111\u01b0\u1ee3c cung c\u1ea5p cho Kh\u00e1ch h\u00e0ng c\u1ee7a C\u00f4ng ty c\u0169ng nh\u01b0 c\u00e1c giao d\u1ecbch li\u00ean quan c\u1ee7a c\u00f4ng ty v\u1edbi Kh\u00e1ch h\u00e0ng, bao g\u1ed3m nh\u01b0ng kh\u00f4ng gi\u1edbi h\u1ea1n \u1edf c\u00e1c giao d\u1ecbch ngo\u1ea1i h\u1ed1i, kh\u00f4ng nh\u1eb1m m\u1ee5c \u0111\u00edch giao nh\u1eadn th\u1ef1c t\u1ebf ngo\u1ea1i t\u1ec7 \u0111\u00e3 th\u1ecfa thu\u1eadn ho\u1eb7c kh\u00f4ng \u0111\u01b0\u1ee3c thanh to\u00e1n b\u1eb1ng ti\u1ec1n m\u1eb7t, b\u1ea5t k\u1ec3 quy m\u00f4 t\u00e0i kho\u1ea3n Kh\u00e1ch h\u00e0ng v\u00e0 t\u1ea7n su\u1ea5t giao d\u1ecbch.<\/li>\n\n\n\n
      2. ) B\u1ea5t k\u1ef3 th\u1ecfa thu\u1eadn n\u00e0o kh\u00e1c gi\u1eefa C\u00f4ng ty v\u1edbi m\u1ed9t b\u00ean kh\u00e1c bao g\u1ed3m nh\u00e2n vi\u00ean, ng\u01b0\u1eddi li\u00ean quan v\u00e0 nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 c\u1ee7a c\u00f4ng ty.<\/li>\n<\/ol>\n<\/li>\n\n\n\n
      3. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, CRO s\u1ebd ch\u1ecbu tr\u00e1ch nhi\u1ec7m c\u1eadp nh\u1eadt H\u01b0\u1edbng d\u1eabn \u0111\u1ec3 tu\u00e2n th\u1ee7 c\u00e1c y\u00eau c\u1ea7u trong t\u01b0\u01a1ng lai c\u1ee7a Lu\u1eadt, n\u1ebfu c\u00f3, v\u00e0 li\u00ean quan \u0111\u1ebfn c\u00e1c th\u1ee7 t\u1ee5c th\u1ea9m \u0111\u1ecbnh \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho Kh\u00e1ch h\u00e0ng giao d\u1ecbch nh\u01b0ng kh\u00f4ng gi\u1edbi h\u1ea1n \u1edf c\u00e1c giao d\u1ecbch ngo\u1ea1i h\u1ed1i v\u1edbi C\u00f4ng ty.<\/li>\n<\/ol>\n\n\n\n

        Tr\u00e1ch nhi\u1ec7m c\u1ee7a H\u1ed9i \u0111\u1ed3ng Qu\u1ea3n tr\u1ecb<\/h3>\n\n\n\n

        Tr\u00e1ch nhi\u1ec7m c\u1ee7a H\u1ed9i \u0111\u1ed3ng li\u00ean quan \u0111\u1ebfn vi\u1ec7c ng\u0103n ch\u1eb7n MLTF bao g\u1ed3m:<\/p>\n\n\n\n

          \n
        1. X\u00e1c \u0111\u1ecbnh, ghi nh\u1eadn v\u00e0 ph\u00ea duy\u1ec7t c\u00e1c nguy\u00ean t\u1eafc ch\u00ednh s\u00e1ch chung c\u1ee7a c\u00f4ng ty li\u00ean quan \u0111\u1ebfn vi\u1ec7c ng\u0103n ch\u1eb7n MLTF v\u00e0 th\u00f4ng b\u00e1o cho CRO.<\/li>\n\n\n\n
        2. Ch\u1ec9 \u0111\u1ecbnh m\u1ed9t CRO v\u1edbi tr\u00e1ch nhi\u1ec7m t\u1ed5ng th\u1ec3 v\u1ec1 AMLTF<\/li>\n\n\n\n
        3. Ph\u00ea duy\u1ec7t H\u01b0\u1edbng d\u1eabn.<\/li>\n\n\n\n
        4. \u0110\u1ea3m b\u1ea3o r\u1eb1ng t\u1ea5t c\u1ea3 c\u00e1c y\u00eau c\u1ea7u li\u00ean quan c\u1ee7a Lu\u1eadt \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng, v\u00e0 \u0111\u1ea3m b\u1ea3o r\u1eb1ng c\u00e1c h\u1ec7 th\u1ed1ng v\u00e0 ki\u1ec3m so\u00e1t ph\u00f9 h\u1ee3p, hi\u1ec7u qu\u1ea3 v\u00e0 \u0111\u1ea7y \u0111\u1ee7 \u0111\u01b0\u1ee3c gi\u1edbi thi\u1ec7u \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u n\u00f3i tr\u00ean.<\/li>\n\n\n\n
        5. \u0110\u1ea3m b\u1ea3o r\u1eb1ng CRO v\u00e0 c\u00e1c tr\u1ee3 l\u00fd c\u1ee7a h\u1ecd, n\u1ebfu c\u00f3, v\u00e0 b\u1ea5t k\u1ef3 ng\u01b0\u1eddi n\u00e0o kh\u00e1c \u0111\u01b0\u1ee3c giao nhi\u1ec7m v\u1ee5 th\u1ef1c hi\u1ec7n c\u00e1c th\u1ee7 t\u1ee5c ng\u0103n ch\u1eb7n MLTF (t\u1ee9c l\u00e0 nh\u00e2n vi\u00ean c\u1ee7a b\u1ed9 ph\u1eadn qu\u1ea3n tr\u1ecb\/h\u00e0nh ch\u00ednh), c\u00f3 quy\u1ec1n truy c\u1eadp \u0111\u1ea7y \u0111\u1ee7 v\u00e0 k\u1ecbp th\u1eddi v\u00e0o t\u1ea5t c\u1ea3 d\u1eef li\u1ec7u v\u00e0 th\u00f4ng tin li\u00ean quan \u0111\u1ebfn danh t\u00ednh Kh\u00e1ch h\u00e0ng, t\u00e0i li\u1ec7u giao d\u1ecbch (khi v\u00e0 n\u1ebfu c\u00f3) v\u00e0 c\u00e1c t\u1ec7p v\u00e0 th\u00f4ng tin li\u00ean quan kh\u00e1c, \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 \u0111\u1ea7y \u0111\u1ee7 trong vi\u1ec7c th\u1ef1c hi\u1ec7n hi\u1ec7u qu\u1ea3 nhi\u1ec7m v\u1ee5 c\u1ee7a h\u1ecd, nh\u01b0 \u0111\u01b0\u1ee3c \u0111\u01b0a v\u00e0o \u0111\u00e2y.<\/li>\n\n\n\n
        6. Thi\u1ebft l\u1eadp m\u1ed9t chu\u1ed7i b\u00e1o c\u00e1o r\u00f5 r\u00e0ng v\u00e0 nhanh ch\u00f3ng d\u1ef1a tr\u00ean \u0111\u00f3 th\u00f4ng tin v\u1ec1 c\u00e1c giao d\u1ecbch kh\u1ea3 nghi \u0111\u01b0\u1ee3c chuy\u1ec3n ngay l\u1eadp t\u1ee9c cho CRO, tr\u1ef1c ti\u1ebfp ho\u1eb7c th\u00f4ng qua c\u00e1c tr\u1ee3 l\u00fd c\u1ee7a h\u1ecd, n\u1ebfu c\u00f3, v\u00e0 th\u00f4ng b\u00e1o cho CRO v\u1ec1 quy \u0111\u1ecbnh r\u00f5 r\u00e0ng c\u1ee7a n\u00f3 trong H\u01b0\u1edbng d\u1eabn.<\/li>\n\n\n\n
        7. \u0110\u1ea3m b\u1ea3o r\u1eb1ng CRO v\u00e0 Tr\u01b0\u1edfng ph\u00f2ng qu\u1ea3n tr\u1ecb\/h\u00e0nh ch\u00ednh c\u00f3 \u0111\u1ee7 ngu\u1ed3n l\u1ef1c, bao g\u1ed3m nh\u00e2n vi\u00ean c\u00f3 n\u0103ng l\u1ef1c v\u00e0 thi\u1ebft b\u1ecb c\u00f4ng ngh\u1ec7, \u0111\u1ec3 th\u1ef1c hi\u1ec7n hi\u1ec7u qu\u1ea3 nhi\u1ec7m v\u1ee5 c\u1ee7a h\u1ecd.<\/li>\n<\/ol>\n\n\n\n

          Tr\u00e1ch nhi\u1ec7m c\u1ee7a C\u00e1n b\u1ed9 Tu\u00e2n th\u1ee7 v\u00e0 B\u00e1o c\u00e1o<\/h3>\n\n\n\n

          CRO s\u1ebd thu\u1ed9c c\u1ea5p b\u1eadc cao trong c\u01a1 c\u1ea5u t\u1ed5 ch\u1ee9c c\u1ee7a C\u00f4ng ty \u0111\u1ec3 c\u00f3 quy\u1ec1n h\u1ea1n c\u1ea7n thi\u1ebft. H\u01a1n n\u1eefa, CRO s\u1ebd d\u1eabn \u0111\u1ea7u c\u00e1c th\u1ee7 t\u1ee5c v\u00e0 quy tr\u00ecnh tu\u00e2n th\u1ee7 AMLTF c\u1ee7a C\u00f4ng ty v\u00e0 b\u00e1o c\u00e1o cho ban l\u00e3nh \u0111\u1ea1o c\u1ea5p cao. CRO c\u0169ng s\u1ebd c\u00f3 quy\u1ec1n truy c\u1eadp v\u00e0o t\u1ea5t c\u1ea3 th\u00f4ng tin li\u00ean quan c\u1ea7n thi\u1ebft \u0111\u1ec3 th\u1ef1c hi\u1ec7n nhi\u1ec7m v\u1ee5 c\u1ee7a m\u00ecnh. Trong qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n nhi\u1ec7m v\u1ee5 v\u00e0 ki\u1ec3m so\u00e1t vi\u1ec7c tu\u00e2n th\u1ee7 c\u1ee7a C\u00f4ng ty \u0111\u1ed1i v\u1edbi Lu\u1eadt, CRO s\u1ebd thu th\u1eadp v\u00e0 s\u1eed d\u1ee5ng d\u1eef li\u1ec7u, th\u00f4ng tin v\u00e0 b\u00e1o c\u00e1o do c\u00e1c t\u1ed5 ch\u1ee9c qu\u1ed1c t\u1ebf ban h\u00e0nh.<\/p>\n\n\n\n

          Nhi\u1ec7m v\u1ee5 c\u1ee7a CRO bao g\u1ed3m:<\/p>\n\n\n\n

            \n
          1. thi\u1ebft l\u1eadp v\u00e0 duy tr\u00ec h\u01b0\u1edbng d\u1eabn v\u1ec1 c\u00e1c th\u1ee7 t\u1ee5c tu\u00e2n th\u1ee7,<\/li>\n\n\n\n
          2. thi\u1ebft l\u1eadp ch\u1ee9c n\u0103ng ki\u1ec3m to\u00e1n \u0111\u1ec3 ki\u1ec3m tra c\u00e1c th\u1ee7 t\u1ee5c v\u00e0 h\u1ec7 th\u1ed1ng AMLFT nh\u1eb1m th\u00fac \u0111\u1ea9y hi\u1ec7u qu\u1ea3 v\u00e0 c\u1ea3i ti\u1ebfn,<\/li>\n\n\n\n
          3. ch\u1ecbu tr\u00e1ch nhi\u1ec7m t\u1ed5ng th\u1ec3 v\u1ec1 t\u1ea5t c\u1ea3 c\u00e1c STR, khi m\u1ed9t giao d\u1ecbch ho\u1eb7c d\u1ecbch v\u1ee5 c\u00f3 kh\u1ea3 n\u0103ng kh\u1ea3 nghi \u0111\u00e3 \u0111\u01b0\u1ee3c C\u00f4ng ty x\u00e1c \u0111\u1ecbnh, CRO ph\u1ea3i ki\u1ec3m tra c\u00e1c h\u1ed3 s\u01a1 li\u00ean quan \u0111\u1ec3 x\u00e1c nh\u1eadn li\u1ec7u c\u00f3 c\u0103n c\u1ee9 h\u1ee3p l\u00fd \u0111\u1ec3 nghi ng\u1edd r\u1eb1ng d\u1ecbch v\u1ee5 ho\u1eb7c giao d\u1ecbch c\u00f3 th\u1ec3 li\u00ean quan, tr\u1ef1c ti\u1ebfp ho\u1eb7c gi\u00e1n ti\u1ebfp, \u0111\u1ebfn vi\u1ec7c th\u1ef1c hi\u1ec7n h\u00e0nh vi ph\u1ea1m t\u1ed9i nghi\u00eam tr\u1ecdng hay kh\u00f4ng. \u0110\u00e2y l\u00e0 ng\u01b0\u1ee1ng \u0111\u1ec3 k\u00edch ho\u1ea1t ngh\u0129a v\u1ee5 STR c\u1ed1t l\u00f5i theo m\u1ee5c 48 c\u1ee7a Lu\u1eadt,<\/li>\n\n\n\n
          4. \u0111\u1ea3m b\u1ea3o r\u1eb1ng t\u1ea5t c\u1ea3 c\u00e1n b\u1ed9, nh\u00e2n vi\u00ean v\u00e0 \u0111\u1ea1i l\u00fd:\n
              \n
            1. ) \u0111\u01b0\u1ee3c CRO v\u00e0 c\u00e1c c\u00e1n b\u1ed9 th\u00edch h\u1ee3p kh\u00e1c s\u00e0ng l\u1ecdc tr\u01b0\u1edbc khi tuy\u1ec3n d\u1ee5ng,<\/li>\n\n\n\n
            2. ) \u0111\u01b0\u1ee3c \u0111\u00e0o t\u1ea1o \u0111\u1ec3 nh\u1eadn bi\u1ebft c\u00e1c giao d\u1ecbch v\u00e0 xu h\u01b0\u1edbng kh\u1ea3 nghi c\u0169ng nh\u01b0 c\u00e1c r\u1ee7i ro c\u1ee5 th\u1ec3 li\u00ean quan \u0111\u1ebfn r\u1eeda ti\u1ec1n v\u00e0 t\u00e0i tr\u1ee3 kh\u1ee7ng b\u1ed1, v\u00e0<\/li>\n\n\n\n
            3. ) tu\u00e2n th\u1ee7 t\u1ea5t c\u1ea3 c\u00e1c ngh\u0129a v\u1ee5 li\u00ean quan theo Lu\u1eadt v\u00e0 h\u01b0\u1edbng d\u1eabn tu\u00e2n th\u1ee7 n\u1ed9i b\u1ed9,<\/li>\n<\/ol>\n<\/li>\n\n\n\n
            4. g\u1eedi b\u00e1o c\u00e1o tu\u00e2n th\u1ee7 cho c\u00e1c c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n, v\u00e0<\/li>\n\n\n\n
            5. duy tr\u00ec l\u01b0u tr\u1eef h\u1ed3 s\u01a1.<\/li>\n<\/ol>\n\n\n\n

              Vi\u1ec7c gi\u00e1m s\u00e1t li\u00ean t\u1ee5c c\u00e1c t\u00e0i kho\u1ea3n v\u00e0 giao d\u1ecbch c\u1ee7a Kh\u00e1ch h\u00e0ng l\u00e0 y\u1ebfu t\u1ed1 b\u1eaft bu\u1ed9c trong vi\u1ec7c ki\u1ec3m so\u00e1t hi\u1ec7u qu\u1ea3 r\u1ee7i ro MLTF. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, CRO s\u1ebd ch\u1ecbu tr\u00e1ch nhi\u1ec7m duy tr\u00ec c\u0169ng nh\u01b0 ph\u00e1t tri\u1ec3n quy tr\u00ecnh gi\u00e1m s\u00e1t li\u00ean t\u1ee5c c\u1ee7a C\u00f4ng ty.<\/p>\n\n\n\n

              Tr\u00e1ch nhi\u1ec7m c\u1ee7a Ki\u1ec3m to\u00e1n vi\u00ean N\u1ed9i b\u1ed9<\/h3>\n\n\n\n

              C\u00e1c ngh\u0129a v\u1ee5 sau c\u1ee7a Ki\u1ec3m to\u00e1n vi\u00ean N\u1ed9i b\u1ed9 \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp c\u1ee5 th\u1ec3 cho vi\u1ec7c ng\u0103n ch\u1eb7n MLTF:<\/p>\n\n\n\n

                \n
              1. Ki\u1ec3m to\u00e1n vi\u00ean N\u1ed9i b\u1ed9 s\u1ebd xem x\u00e9t v\u00e0 \u0111\u00e1nh gi\u00e1, \u00edt nh\u1ea5t h\u00e0ng n\u0103m m\u1ed9t l\u1ea7n, t\u00ednh ph\u00f9 h\u1ee3p, hi\u1ec7u qu\u1ea3 v\u00e0 \u0111\u1ea7y \u0111\u1ee7 c\u1ee7a ch\u00ednh s\u00e1ch, th\u1ef1c h\u00e0nh, bi\u1ec7n ph\u00e1p, th\u1ee7 t\u1ee5c v\u00e0 c\u01a1 ch\u1ebf ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng \u0111\u1ec3 ng\u0103n ch\u1eb7n MLTF \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp trong H\u01b0\u1edbng d\u1eabn.<\/li>\n\n\n\n
              2. C\u00e1c ph\u00e1t hi\u1ec7n v\u00e0 nh\u1eadn x\u00e9t c\u1ee7a Ki\u1ec3m to\u00e1n vi\u00ean N\u1ed9i b\u1ed9, li\u00ean quan \u0111\u1ebfn \u0111i\u1ec3m (1) \u1edf tr\u00ean, s\u1ebd \u0111\u01b0\u1ee3c g\u1eedi d\u01b0\u1edbi d\u1ea1ng b\u00e1o c\u00e1o b\u1eb1ng v\u0103n b\u1ea3n cho H\u1ed9i \u0111\u1ed3ng.<\/li>\n<\/ol>\n\n\n\n

                Quy tr\u00ecnh Th\u1ea9m \u0111\u1ecbnh Kh\u00e1ch h\u00e0ng (CDD) Ph\u01b0\u01a1ng ph\u00e1p D\u1ef1a tr\u00ean R\u1ee7i ro (RBA)<\/h3>\n\n\n\n

                RBA c\u00f3 ngh\u0129a l\u00e0 C\u00f4ng ty s\u1ebd x\u00e1c \u0111\u1ecbnh, \u0111\u00e1nh gi\u00e1 v\u00e0 hi\u1ec3u c\u00e1c r\u1ee7i ro MLTF m\u00e0 h\u1ecd ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u00e0 th\u1ef1c hi\u1ec7n c\u00e1c bi\u1ec7n ph\u00e1p AMLFT t\u01b0\u01a1ng x\u1ee9ng v\u1edbi nh\u1eefng r\u1ee7i ro \u0111\u00f3 \u0111\u1ec3 qu\u1ea3n l\u00fd v\u00e0 gi\u1ea3m thi\u1ec3u ch\u00fang m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3.<\/p>\n\n\n\n

                Theo RBA, C\u00f4ng ty s\u1ebd t\u00ecm c\u00e1ch x\u00e1c \u0111\u1ecbnh, \u0111\u00e1nh gi\u00e1 v\u00e0 hi\u1ec3u c\u00e1c r\u1ee7i ro MLTF c\u1ee7a m\u00ecnh li\u00ean quan \u0111\u1ebfn:<\/p>\n\n\n\n

                  \n
                1. Kh\u00e1ch h\u00e0ng c\u1ee7a n\u00f3,<\/li>\n\n\n\n
                2. c\u00e1c qu\u1ed1c gia ho\u1eb7c khu v\u1ef1c ph\u00e1p l\u00fd m\u00e0 Kh\u00e1ch h\u00e0ng c\u1ee7a n\u00f3 \u0111\u1ebfn t\u1eeb ho\u1eb7c \u0111ang \u1edf,<\/li>\n\n\n\n
                3. c\u00e1c qu\u1ed1c gia ho\u1eb7c khu v\u1ef1c ph\u00e1p l\u00fd m\u00e0 t\u1ed5 ch\u1ee9c c\u00f3 ho\u1ea1t \u0111\u1ed9ng t\u1ea1i, v\u00e0<\/li>\n\n\n\n
                4. c\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5, giao d\u1ecbch v\u00e0 k\u00eanh cung c\u1ea5p c\u1ee7a t\u1ed5 ch\u1ee9c.<\/li>\n<\/ol>\n\n\n\n

                  CDD, nh\u01b0 \u0111\u01b0\u1ee3c \u0111\u1ecbnh ngh\u0129a trong Lu\u1eadt, c\u00f3 b\u1ed1n th\u00e0nh ph\u1ea7n ch\u00ednh:<\/p>\n\n\n\n

                    \n
                  1. x\u00e1c \u0111\u1ecbnh Kh\u00e1ch h\u00e0ng, bao g\u1ed3m b\u1ea5t k\u1ef3 ng\u01b0\u1eddi n\u00e0o h\u00e0nh \u0111\u1ed9ng thay m\u1eb7t cho Kh\u00e1ch h\u00e0ng phi c\u00e1 nh\u00e2n, v\u00e0 x\u00e1c minh danh t\u00ednh c\u1ee7a h\u1ecd,<\/li>\n\n\n\n
                  2. khi Kh\u00e1ch h\u00e0ng kh\u00f4ng ph\u1ea3i l\u00e0 ch\u1ee7 s\u1edf h\u1eefu th\u1ee5 h\u01b0\u1edfng, x\u00e1c \u0111\u1ecbnh ch\u1ee7 s\u1edf h\u1eefu th\u1ee5 h\u01b0\u1edfng v\u00e0 th\u1ef1c hi\u1ec7n c\u00e1c bi\u1ec7n ph\u00e1p h\u1ee3p l\u00fd \u0111\u1ec3 x\u00e1c minh danh t\u00ednh c\u1ee7a ch\u1ee7 s\u1edf h\u1eefu th\u1ee5 h\u01b0\u1edfng,<\/li>\n\n\n\n
                  3. thu th\u1eadp \u0111\u1ee7 th\u00f4ng tin v\u1ec1 b\u1ea3n ch\u1ea5t c\u1ee7a m\u1ed1i quan h\u1ec7 kinh doanh v\u00e0 ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a Kh\u00e1ch h\u00e0ng ho\u1eb7c ch\u1ee7 s\u1edf h\u1eefu th\u1ee5 h\u01b0\u1edfng \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh c\u00e1c giao d\u1ecbch ho\u1eb7c m\u00f4 h\u00ecnh giao d\u1ecbch ph\u1ee9c t\u1ea1p ho\u1eb7c b\u1ea5t th\u01b0\u1eddng v\u00e0 ho\u1ea1t \u0111\u1ed9ng r\u1ee7i ro cao kh\u00e1c, v\u00e0<\/li>\n\n\n\n
                  4. th\u1ef1c hi\u1ec7n c\u00e1c bi\u1ec7n ph\u00e1p h\u1ee3p l\u00fd \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh m\u1ee5c \u0111\u00edch c\u1ee7a c\u00e1c giao d\u1ecbch m\u1ed9t l\u1ea7n (\u0111\u01b0\u1ee3c \u0111\u1ecbnh ngh\u0129a trong M\u1ee5c 49(2) c\u1ee7a Lu\u1eadt l\u00e0 c\u00e1c giao d\u1ecbch ngo\u00e0i m\u1ed1i quan h\u1ec7 kinh doanh hi\u1ec7n c\u00f3 v\u01b0\u1ee3t qu\u00e1 50.000 SCR, cho d\u00f9 trong m\u1ed9t ho\u1eb7c nhi\u1ec1u ho\u1ea1t \u0111\u1ed9ng li\u00ean k\u1ebft), v\u00e0 ngu\u1ed3n g\u1ed1c c\u0169ng nh\u01b0 \u0111\u00edch \u0111\u1ebfn cu\u1ed1i c\u00f9ng c\u1ee7a t\u1ea5t c\u1ea3 c\u00e1c kho\u1ea3n chuy\u1ec3n ti\u1ec1n.<\/li>\n<\/ol>\n\n\n\n

                    Ph\u01b0\u01a1ng ph\u00e1p d\u1ef1a tr\u00ean r\u1ee7i ro \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng m\u00e0 C\u00f4ng ty tu\u00e2n theo, v\u00e0 \u0111\u01b0\u1ee3c m\u00f4 t\u1ea3 trong H\u01b0\u1edbng d\u1eabn, c\u00f3 c\u00e1c \u0111\u1eb7c \u0111i\u1ec3m chung sau:<\/p>\n\n\n\n

                      \n
                    1. Nh\u1eadn bi\u1ebft r\u1eb1ng m\u1ed1i \u0111e d\u1ecda MLTF kh\u00e1c nhau gi\u1eefa c\u00e1c Kh\u00e1ch h\u00e0ng, qu\u1ed1c gia, d\u1ecbch v\u1ee5 v\u00e0 c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh.<\/li>\n\n\n\n
                    2. Cho ph\u00e9p H\u1ed9i \u0111\u1ed3ng ph\u00e2n bi\u1ec7t gi\u1eefa c\u00e1c Kh\u00e1ch h\u00e0ng c\u1ee7a C\u00f4ng ty theo c\u00e1ch ph\u00f9 h\u1ee3p v\u1edbi r\u1ee7i ro c\u1ee7a ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee5 th\u1ec3 c\u1ee7a h\u1ecd.<\/li>\n\n\n\n
                    3. Cho ph\u00e9p H\u1ed9i \u0111\u1ed3ng \u00e1p d\u1ee5ng c\u00e1ch ti\u1ebfp c\u1eadn ri\u00eang c\u1ee7a m\u00ecnh trong vi\u1ec7c x\u00e2y d\u1ef1ng ch\u00ednh s\u00e1ch, th\u1ee7 t\u1ee5c v\u00e0 ki\u1ec3m so\u00e1t \u0111\u1ec3 \u0111\u00e1p \u1ee9ng c\u00e1c t\u00ecnh hu\u1ed1ng v\u00e0 \u0111\u1eb7c \u0111i\u1ec3m c\u1ee5 th\u1ec3 c\u1ee7a C\u00f4ng ty.<\/li>\n\n\n\n
                    4. Gi\u00fap t\u1ea1o ra m\u1ed9t h\u1ec7 th\u1ed1ng hi\u1ec7u qu\u1ea3 v\u1ec1 chi ph\u00ed h\u01a1n.<\/li>\n\n\n\n
                    5. X\u00e1c \u0111\u1ecbnh v\u00e0 \u0111\u00e1nh gi\u00e1 c\u00e1c r\u1ee7i ro MLTF ph\u00e1t sinh t\u1eeb c\u00e1c Kh\u00e1ch h\u00e0ng ho\u1eb7c lo\u1ea1i Kh\u00e1ch h\u00e0ng c\u1ee5 th\u1ec3, c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh, d\u1ecbch v\u1ee5 v\u00e0 khu v\u1ef1c ho\u1ea1t \u0111\u1ed9ng \u0111\u1ecba l\u00fd c\u1ee7a Kh\u00e1ch h\u00e0ng.<\/li>\n\n\n\n
                    6. Qu\u1ea3n l\u00fd v\u00e0 gi\u1ea3m thi\u1ec3u c\u00e1c r\u1ee7i ro \u0111\u00e3 \u0111\u00e1nh gi\u00e1 b\u1eb1ng c\u00e1ch \u00e1p d\u1ee5ng c\u00e1c bi\u1ec7n ph\u00e1p, th\u1ee7 t\u1ee5c v\u00e0 ki\u1ec3m so\u00e1t ph\u00f9 h\u1ee3p v\u00e0 hi\u1ec7u qu\u1ea3.<\/li>\n\n\n\n
                    7. Gi\u00e1m s\u00e1t li\u00ean t\u1ee5c v\u00e0 c\u1ea3i ti\u1ebfn trong ho\u1ea1t \u0111\u1ed9ng hi\u1ec7u qu\u1ea3 c\u1ee7a c\u00e1c ch\u00ednh s\u00e1ch, th\u1ee7 t\u1ee5c v\u00e0 ki\u1ec3m so\u00e1t.<\/li>\n<\/ol>\n\n\n\n

                      Ng\u01b0\u1eddi c\u00f3 \u1ea2nh h\u01b0\u1edfng Ch\u00ednh tr\u1ecb (PEPs)<\/h3>\n\n\n\n

                      Ng\u01b0\u1eddi c\u00f3 \u1ea2nh h\u01b0\u1edfng Ch\u00ednh tr\u1ecb (PEP) \u0111\u01b0\u1ee3c \u0111\u1ecbnh ngh\u0129a l\u00e0 m\u1ed9t c\u00e1 nh\u00e2n \u0111ang ho\u1eb7c \u0111\u00e3 \u0111\u01b0\u1ee3c giao ph\u00f3 m\u1ed9t ch\u1ee9c n\u0103ng c\u00f4ng c\u1ed9ng n\u1ed5i b\u1eadt, c\u0169ng nh\u01b0 c\u00e1c th\u00e0nh vi\u00ean gia \u0111\u00ecnh tr\u1ef1c h\u1ec7 v\u00e0 c\u00e1c c\u1ed9ng s\u1ef1 th\u00e2n c\u1eadn c\u1ee7a h\u1ecd.<\/p>\n\n\n\n

                      Theo kh\u1ea9u v\u1ecb r\u1ee7i ro c\u1ee7a C\u00f4ng ty, C\u00f4ng ty nghi\u00eam c\u1ea5m thi\u1ebft l\u1eadp ho\u1eb7c duy tr\u00ec m\u1ed1i quan h\u1ec7 kinh doanh v\u1edbi PEPs. CRO s\u1ebd \u0111\u1ea3m b\u1ea3o r\u1eb1ng t\u1ea5t c\u1ea3 Kh\u00e1ch h\u00e0ng ti\u1ec1m n\u0103ng v\u00e0 hi\u1ec7n t\u1ea1i \u0111\u01b0\u1ee3c s\u00e0ng l\u1ecdc so v\u1edbi c\u00e1c c\u01a1 s\u1edf d\u1eef li\u1ec7u PEP to\u00e0n c\u1ea7u uy t\u00edn trong qu\u00e1 tr\u00ecnh t\u00edch h\u1ee3p v\u00e0 tr\u00ean c\u01a1 s\u1edf li\u00ean t\u1ee5c. N\u1ebfu m\u1ed9t Kh\u00e1ch h\u00e0ng ti\u1ec1m n\u0103ng \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh l\u00e0 PEP, \u0111\u01a1n \u0111\u0103ng k\u00fd t\u00edch h\u1ee3p s\u1ebd b\u1ecb t\u1eeb ch\u1ed1i. N\u1ebfu m\u1ed9t Kh\u00e1ch h\u00e0ng hi\u1ec7n t\u1ea1i sau \u0111\u00f3 tr\u1edf th\u00e0nh PEP, CRO s\u1ebd ngay l\u1eadp t\u1ee9c ch\u1ea5m d\u1ee9t m\u1ed1i quan h\u1ec7 kinh doanh theo \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n c\u1ee7a C\u00f4ng ty v\u00e0 n\u1ed9p STR n\u1ebfu ph\u00e1t hi\u1ec7n b\u1ea5t k\u1ef3 ho\u1ea1t \u0111\u1ed9ng kh\u1ea3 nghi n\u00e0o.<\/p>\n\n\n\n

                      Th\u1ea9m \u0111\u1ecbnh N\u00e2ng cao (EDD)<\/h3>\n\n\n\n

                      Khi C\u00f4ng ty x\u00e1c \u0111\u1ecbnh m\u1ed9t Kh\u00e1ch h\u00e0ng, khu v\u1ef1c ph\u00e1p l\u00fd ho\u1eb7c giao d\u1ecbch c\u00f3 r\u1ee7i ro MLTF cao h\u01a1n, CRO s\u1ebd \u0111\u1ea3m b\u1ea3o r\u1eb1ng c\u00e1c bi\u1ec7n ph\u00e1p Th\u1ea9m \u0111\u1ecbnh N\u00e2ng cao (EDD) \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng. C\u00e1c bi\u1ec7n ph\u00e1p EDD bao g\u1ed3m, nh\u01b0ng kh\u00f4ng gi\u1edbi h\u1ea1n:<\/p>\n\n\n\n

                        \n
                      1. Thu th\u1eadp th\u00f4ng tin b\u1ed5 sung v\u1ec1 Kh\u00e1ch h\u00e0ng v\u00e0 b\u1ea3n ch\u1ea5t d\u1ef1 \u0111\u1ecbnh c\u1ee7a m\u1ed1i quan h\u1ec7 kinh doanh;<\/li>\n\n\n\n
                      2. Thu th\u1eadp th\u00f4ng tin b\u1ed5 sung v\u1ec1 Ngu\u1ed3n Ti\u1ec1n (SoF) v\u00e0 Ngu\u1ed3n T\u00e0i s\u1ea3n (SoW) c\u1ee7a Kh\u00e1ch h\u00e0ng;<\/li>\n\n\n\n
                      3. Nh\u1eadn s\u1ef1 ch\u1ea5p thu\u1eadn c\u1ee7a Ban L\u00e3nh \u0111\u1ea1o C\u1ea5p cao \u0111\u1ec3 b\u1eaft \u0111\u1ea7u ho\u1eb7c ti\u1ebfp t\u1ee5c m\u1ed1i quan h\u1ec7 kinh doanh; v\u00e0<\/li>\n\n\n\n
                      4. Th\u1ef1c hi\u1ec7n gi\u00e1m s\u00e1t n\u00e2ng cao li\u00ean t\u1ee5c \u0111\u1ed1i v\u1edbi m\u1ed1i quan h\u1ec7 kinh doanh v\u00e0 c\u00e1c giao d\u1ecbch.<\/li>\n<\/ol>\n\n\n\n

                        Gi\u00e1m s\u00e1t Li\u00ean t\u1ee5c<\/h3>\n\n\n\n

                        Gi\u00e1m s\u00e1t li\u00ean t\u1ee5c c\u00f3 hai th\u00e0nh ph\u1ea7n ch\u00ednh:<\/p>\n\n\n\n

                          \n
                        1. Ki\u1ec3m tra k\u1ef9 c\u00e1c giao d\u1ecbch v\u1ec1 t\u00ednh nh\u1ea5t qu\u00e1n v\u1edbi ho\u1ea1t \u0111\u1ed9ng kinh doanh, h\u1ed3 s\u01a1 r\u1ee7i ro c\u1ee7a Kh\u00e1ch h\u00e0ng v\u00e0 ngu\u1ed3n ti\u1ec1n\/t\u00e0i s\u1ea3n; v\u00e0<\/li>\n\n\n\n
                        2. C\u1eadp nh\u1eadt t\u1ea5t c\u1ea3 th\u00f4ng tin v\u00e0 t\u00e0i li\u1ec7u CDD.<\/li>\n<\/ol>\n\n\n\n

                          C\u00e1c Khu v\u1ef1c Ph\u00e1p l\u00fd B\u1ecb Tr\u1eebng ph\u1ea1t v\u00e0 R\u1ee7i ro Cao & C\u00e1c Bi\u1ec7n ph\u00e1p Tr\u1eebng ph\u1ea1t T\u00e0i ch\u00ednh C\u00f3 m\u1ee5c ti\u00eau<\/h3>\n\n\n\n

                          C\u00f4ng ty nghi\u00eam c\u1ea5m ti\u1ebfn h\u00e0nh kinh doanh v\u1edbi c\u00e1c c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c ho\u1eb7c khu v\u1ef1c ph\u00e1p l\u00fd ch\u1ecbu c\u00e1c l\u1ec7nh tr\u1eebng ph\u1ea1t qu\u1ed1c t\u1ebf v\u00e0 trong n\u01b0\u1edbc. CRO s\u1ebd \u0111\u1ea3m b\u1ea3o r\u1eb1ng t\u1ea5t c\u1ea3 Kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c s\u00e0ng l\u1ecdc so v\u1edbi danh s\u00e1ch Ngh\u1ecb quy\u1ebft H\u1ed9i \u0111\u1ed3ng B\u1ea3o an Li\u00ean h\u1ee3p qu\u1ed1c (UNSCRs), danh s\u00e1ch tr\u1eebng ph\u1ea1t trong n\u01b0\u1edbc c\u1ee7a Seychelles \u0111\u01b0\u1ee3c ban h\u00e0nh theo \u0110\u1ea1o lu\u1eadt Ph\u00f2ng ch\u1ed1ng Kh\u1ee7ng b\u1ed1, c\u0169ng nh\u01b0 danh s\u00e1ch khu v\u1ef1c ph\u00e1p l\u00fd r\u1ee7i ro cao c\u1ee7a EU, OFAC (Hoa K\u1ef3) v\u00e0 FATF.<\/p>\n\n\n\n

                          N\u1ebfu ph\u00e1t hi\u1ec7n s\u1ef1 tr\u00f9ng kh\u1edbp ho\u1eb7c “tr\u00f9ng kh\u1edbp th\u1ef1c s\u1ef1” v\u1edbi m\u1ed9t b\u00ean b\u1ecb tr\u1eebng ph\u1ea1t, C\u00f4ng ty s\u1ebd ngay l\u1eadp t\u1ee9c phong t\u1ecfa c\u00e1c kho\u1ea3n ti\u1ec1n ho\u1eb7c t\u00e0i s\u1ea3n m\u00e0 kh\u00f4ng c\u1ea7n th\u00f4ng b\u00e1o tr\u01b0\u1edbc cho Kh\u00e1ch h\u00e0ng, c\u1ea5m b\u1ea5t k\u1ef3 giao d\u1ecbch n\u00e0o v\u00e0 nhanh ch\u00f3ng b\u00e1o c\u00e1o v\u1ea5n \u0111\u1ec1 cho FIU v\u00e0 FSA theo lu\u1eadt ph\u00e1p Seychelles.<\/p>\n\n\n\n

                          Th\u1ee7 t\u1ee5c X\u00e1c \u0111\u1ecbnh Kh\u00e1ch h\u00e0ng<\/h3>\n\n\n\n

                          CRO s\u1ebd \u0111\u1ea3m b\u1ea3o r\u1eb1ng c\u00e1c t\u00e0i li\u1ec7u v\u00e0 th\u00f4ng tin th\u00edch h\u1ee3p li\u00ean quan \u0111\u1ebfn c\u00e1c tr\u01b0\u1eddng h\u1ee3p sau s\u1ebd \u0111\u01b0\u1ee3c thu th\u1eadp \u0111\u00fang c\u00e1ch, khi c\u00f3 v\u00e0 ph\u00f9 h\u1ee3p:<\/p>\n\n\n\n

                            \n
                          1. T\u1ea5t c\u1ea3 c\u00e1c th\u1ee7 t\u1ee5c x\u00e1c \u0111\u1ecbnh v\u00e0 x\u00e1c minh, bao g\u1ed3m c\u1ea3 th\u00f4ng tin li\u00ean l\u1ea1c n\u1ed9i b\u1ed9 v\u00e0 b\u00ean ngo\u00e0i, n\u00ean \u0111\u01b0\u1ee3c ghi l\u1ea1i b\u1eb1ng v\u0103n b\u1ea3n v\u00e0 l\u01b0u gi\u1eef nh\u01b0 h\u1ed3 s\u01a1 theo Lu\u1eadt.<\/li>\n\n\n\n
                          2. C\u00f4ng ty tr\u01b0\u1edbc ti\u00ean n\u00ean thi\u1ebft l\u1eadp \u0111\u1ec3 th\u1ecfa m\u00e3n r\u1eb1ng h\u1ecd \u0111ang giao d\u1ecbch v\u1edbi m\u1ed9t ng\u01b0\u1eddi th\u1ef1c (t\u1ef1 nhi\u00ean ho\u1eb7c ph\u00e1p nh\u00e2n) v\u00e0 r\u1eb1ng b\u1ea5t k\u1ef3 ng\u01b0\u1eddi n\u00e0o tuy\u00ean b\u1ed1 h\u00e0nh \u0111\u1ed9ng thay m\u1eb7t cho m\u1ed9t Kh\u00e1ch h\u00e0ng phi c\u00e1 nh\u00e2n \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n h\u1ee3p l\u1ec7 \u0111\u1ec3 h\u00e0nh \u0111\u1ed9ng.<\/li>\n\n\n\n
                          3. C\u00f4ng ty n\u00ean th\u1ef1c hi\u1ec7n c\u00e1c b\u01b0\u1edbc c\u1ea7n thi\u1ebft \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh ch\u1ee7 s\u1edf h\u1eefu th\u1ee5 h\u01b0\u1edfng ho\u1eb7c c\u00e1c ch\u1ee7 s\u1edf h\u1eefu c\u1ee7a t\u00e0i s\u1ea3n t\u1ea1o th\u00e0nh c\u01a1 s\u1edf cho m\u1ed1i quan h\u1ec7 ho\u1eb7c giao d\u1ecbch \u0111\u01b0\u1ee3c \u0111\u1ec1 xu\u1ea5t, v\u00e0 th\u1ef1c hi\u1ec7n c\u00e1c \u0111i\u1ec1u tra th\u00edch h\u1ee3p v\u1ec1 m\u1ee5c \u0111\u00edch v\u00e0 b\u1ea3n ch\u1ea5t c\u1ee7a m\u1ed1i quan h\u1ec7 ho\u1eb7c giao d\u1ecbch \u0111\u00f3.<\/li>\n\n\n\n
                          4. N\u00ean y\u00eau c\u1ea7u c\u00e1c t\u00e0i li\u1ec7u do c\u00e1c ngu\u1ed3n ch\u00ednh ph\u1ee7 uy t\u00edn c\u1ea5p (v\u00ed d\u1ee5: ch\u1ee9ng minh nh\u00e2n d\u00e2n v\u00e0 h\u1ed9 chi\u1ebfu). Khi kh\u1ea3 thi, c\u00e1c b\u1ea3n sao c\u1ee7a b\u1eb1ng ch\u1ee9ng h\u1ed7 tr\u1ee3 n\u00ean \u0111\u01b0\u1ee3c l\u01b0u gi\u1eef. Ngo\u00e0i ra, s\u1ed1 tham chi\u1ebfu v\u00e0 c\u00e1c chi ti\u1ebft li\u00ean quan kh\u00e1c n\u00ean \u0111\u01b0\u1ee3c ghi ch\u00e9p \u0111\u1ea7y \u0111\u1ee7.<\/li>\n\n\n\n
                          5. Khi C\u00f4ng ty kh\u00f4ng th\u1ec3 x\u00e1c \u0111\u1ecbnh v\u00e0 x\u00e1c minh danh t\u00ednh c\u1ee7a Kh\u00e1ch h\u00e0ng ti\u1ec1m n\u0103ng v\u00e0 t\u1ea5t c\u1ea3 ch\u1ee7 s\u1edf h\u1eefu th\u1ee5 h\u01b0\u1edfng li\u00ean quan theo Lu\u1eadt, C\u00f4ng ty n\u00ean:\n
                              \n
                            1. ) kh\u00f4ng thi\u1ebft l\u1eadp (ho\u1eb7c ch\u1ea5m d\u1ee9t) b\u1ea5t k\u1ef3 m\u1ed1i quan h\u1ec7 kinh doanh n\u00e0o,<\/li>\n\n\n\n
                            2. ) t\u1eeb ch\u1ed1i th\u1ef1c hi\u1ec7n b\u1ea5t k\u1ef3 giao d\u1ecbch n\u00e0o, v\u00e0<\/li>\n\n\n\n
                            3. ) l\u1eadp STR ngay l\u1eadp t\u1ee9c cho FIU.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n\n\n\n

                              S\u1ef1 Ph\u1ee5 thu\u1ed9c v\u00e0o B\u00ean th\u1ee9 ba cho M\u1ee5c \u0111\u00edch X\u00e1c \u0111\u1ecbnh Kh\u00e1ch h\u00e0ng v\u00e0 Th\u1ea9m \u0111\u1ecbnh<\/h3>\n\n\n\n

                              C\u00f4ng ty c\u00f3 th\u1ec3 d\u1ef1a v\u00e0o b\u00ean th\u1ee9 ba \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c th\u1ee7 t\u1ee5c x\u00e1c \u0111\u1ecbnh kh\u00e1ch h\u00e0ng v\u00e0 th\u1ea9m \u0111\u1ecbnh, v\u1edbi \u0111i\u1ec1u ki\u1ec7n:<\/p>\n\n\n\n

                                \n
                              1. B\u00ean th\u1ee9 ba cung c\u1ea5p ngay l\u1eadp t\u1ee9c t\u1ea5t c\u1ea3 d\u1eef li\u1ec7u v\u00e0 th\u00f4ng tin, ph\u1ea3i l\u00e0 b\u1ea3n sao \u0111\u01b0\u1ee3c ch\u1ee9ng th\u1ef1c l\u00e0 b\u1ea3n ch\u00ednh, \u0111\u01b0\u1ee3c thu th\u1eadp trong qu\u00e1 tr\u00ecnh \u00e1p d\u1ee5ng c\u00e1c th\u1ee7 t\u1ee5c x\u00e1c \u0111\u1ecbnh kh\u00e1ch h\u00e0ng v\u00e0 th\u1ea9m \u0111\u1ecbnh.<\/li>\n\n\n\n
                              2. C\u00f4ng ty \u00e1p d\u1ee5ng c\u00e1c bi\u1ec7n ph\u00e1p th\u1ea9m \u0111\u1ecbnh th\u00edch h\u1ee3p \u0111\u1ed1i v\u1edbi b\u00ean th\u1ee9 ba li\u00ean quan \u0111\u1ebfn \u0111\u0103ng k\u00fd ngh\u1ec1 nghi\u1ec7p v\u00e0 c\u00e1c th\u1ee7 t\u1ee5c v\u00e0 bi\u1ec7n ph\u00e1p c\u1ee7a h\u1ecd \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng \u0111\u1ec3 ng\u0103n ch\u1eb7n MLTF. CRO s\u1ebd ch\u1ecbu tr\u00e1ch nhi\u1ec7m th\u1ef1c hi\u1ec7n c\u00e1c quy \u0111\u1ecbnh n\u00eau tr\u00ean.<\/li>\n\n\n\n
                              3. C\u00f4ng ty \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u00ean th\u1ee9 ba l\u00e0 m\u1ed9t t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c qu\u1ea3n l\u00fd ho\u1eb7c doanh nghi\u1ec7p ho\u1eb7c ngh\u1ec1 nghi\u1ec7p phi t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh ph\u1ea3i tu\u00e2n theo quy \u0111\u1ecbnh v\u00e0 gi\u00e1m s\u00e1t AML\/CFT t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi c\u00e1c ti\u00eau chu\u1ea9n \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u b\u1edfi lu\u1eadt ph\u00e1p Seychelles.<\/li>\n<\/ol>\n\n\n\n

                                Ti\u1ebft l\u1ed9<\/h3>\n\n\n\n

                                Tu\u00e2n th\u1ee7 c\u00e1c ch\u00ednh s\u00e1ch v\u00e0 th\u1ee7 t\u1ee5c n\u00f3i tr\u00ean, C\u00f4ng ty kh\u00f4ng ti\u1ebfn h\u00e0nh quy tr\u00ecnh th\u1ea9m \u0111\u1ecbnh n\u1ebfu c\u00f3 nghi ng\u1edd h\u1ee3p l\u00fd r\u1eb1ng h\u00e0nh \u0111\u1ed9ng \u0111\u00f3 c\u00f3 th\u1ec3 c\u1ea3nh b\u00e1o Kh\u00e1ch h\u00e0ng. C\u00f4ng ty s\u1ebd ti\u1ebfn h\u00e0nh n\u1ed9p STR theo y\u00eau c\u1ea7u c\u1ee7a Lu\u1eadt.<\/p>\n\n\n\n

                                Giao d\u1ecbch Kh\u1ea3 nghi<\/h3>\n\n\n\n

                                \u0110\u1ecbnh ngh\u0129a v\u1ec1 giao d\u1ecbch kh\u1ea3 nghi c\u0169ng nh\u01b0 c\u00e1c lo\u1ea1i giao d\u1ecbch kh\u1ea3 nghi c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng cho MLTF l\u00e0 g\u1ea7n nh\u01b0 kh\u00f4ng gi\u1edbi h\u1ea1n. M\u1ed9t giao d\u1ecbch kh\u1ea3 nghi th\u01b0\u1eddng l\u00e0 giao d\u1ecbch kh\u00f4ng ph\u00f9 h\u1ee3p v\u1edbi ho\u1ea1t \u0111\u1ed9ng kinh doanh ho\u1eb7c c\u00e1 nh\u00e2n h\u1ee3p ph\u00e1p \u0111\u00e3 bi\u1ebft c\u1ee7a Kh\u00e1ch h\u00e0ng ho\u1eb7c v\u1edbi ho\u1ea1t \u0111\u1ed9ng kinh doanh b\u00ecnh th\u01b0\u1eddng c\u1ee7a t\u00e0i kho\u1ea3n c\u1ee5 th\u1ec3, ho\u1eb7c n\u00f3i chung v\u1edbi h\u1ed3 s\u01a1 kinh t\u1ebf m\u00e0 c\u00f4ng ty \u0111\u00e3 t\u1ea1o cho Kh\u00e1ch h\u00e0ng.<\/p>\n\n\n\n

                                C\u00f4ng ty s\u1ebd \u0111\u1ea3m b\u1ea3o r\u1eb1ng h\u1ecd duy tr\u00ec th\u00f4ng tin \u0111\u1ea7y \u0111\u1ee7 v\u00e0 bi\u1ebft \u0111\u1ee7 v\u1ec1 c\u00e1c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a Kh\u00e1ch h\u00e0ng \u0111\u1ec3 nh\u1eadn ra k\u1ecbp th\u1eddi r\u1eb1ng m\u1ed9t giao d\u1ecbch ho\u1eb7c m\u1ed9t lo\u1ea1t giao d\u1ecbch l\u00e0 b\u1ea5t th\u01b0\u1eddng ho\u1eb7c kh\u1ea3 nghi. \u0110\u1ec3 x\u00e1c \u0111\u1ecbnh c\u00e1c giao d\u1ecbch kh\u1ea3 nghi, CRO s\u1ebd th\u1ef1c hi\u1ec7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng sau:<\/p>\n\n\n\n

                                  \n
                                1. Gi\u00e1m s\u00e1t li\u00ean t\u1ee5c b\u1ea5t k\u1ef3 thay \u0111\u1ed5i n\u00e0o trong t\u00ecnh tr\u1ea1ng t\u00e0i ch\u00ednh, ho\u1ea1t \u0111\u1ed9ng kinh doanh v\u00e0\/ho\u1eb7c lo\u1ea1i giao d\u1ecbch c\u1ee7a Kh\u00e1ch h\u00e0ng.<\/li>\n\n\n\n
                                2. Gi\u00e1m s\u00e1t li\u00ean t\u1ee5c xem li\u1ec7u b\u1ea5t k\u1ef3 Kh\u00e1ch h\u00e0ng n\u00e0o c\u00f3 tham gia v\u00e0o b\u1ea5t k\u1ef3 ho\u1ea1t \u0111\u1ed9ng n\u00e0o \u0111\u01b0\u1ee3c m\u00f4 t\u1ea3 trong danh s\u00e1ch d\u01b0\u1edbi \u0111\u00e2y v\u1ec1 nh\u1eefng g\u00ec c\u00f3 th\u1ec3 c\u1ea5u th\u00e0nh c\u00e1c giao d\u1ecbch\/ho\u1ea1t \u0111\u1ed9ng kh\u1ea3 nghi li\u00ean quan \u0111\u1ebfn MLTF.<\/li>\n\n\n\n
                                3. Khi m\u1ed9t giao d\u1ecbch ho\u1eb7c d\u1ecbch v\u1ee5 c\u00f3 kh\u1ea3 n\u0103ng kh\u1ea3 nghi \u0111\u00e3 \u0111\u01b0\u1ee3c C\u00f4ng ty x\u00e1c \u0111\u1ecbnh, CRO ph\u1ea3i ki\u1ec3m tra c\u00e1c h\u1ed3 s\u01a1 li\u00ean quan \u0111\u1ec3 x\u00e1c nh\u1eadn li\u1ec7u c\u00f3 c\u0103n c\u1ee9 h\u1ee3p l\u00fd \u0111\u1ec3 nghi ng\u1edd r\u1eb1ng d\u1ecbch v\u1ee5 ho\u1eb7c giao d\u1ecbch c\u00f3 th\u1ec3 li\u00ean quan, tr\u1ef1c ti\u1ebfp ho\u1eb7c gi\u00e1n ti\u1ebfp, \u0111\u1ebfn vi\u1ec7c th\u1ef1c hi\u1ec7n MLTF ho\u1eb7c h\u00e0nh vi ph\u1ea1m t\u1ed9i nghi\u00eam tr\u1ecdng kh\u00e1c.<\/li>\n\n\n\n
                                4. N\u1ebfu sau khi ho\u00e0n th\u00e0nh xem x\u00e9t n\u00e0y, CRO quy\u1ebft \u0111\u1ecbnh r\u1eb1ng c\u00f3 c\u0103n c\u1ee9 h\u1ee3p l\u00fd \u0111\u1ec3 nghi ng\u1edd, th\u00ec h\u1ecd ph\u1ea3i ngay l\u1eadp t\u1ee9c ti\u1ebfn h\u00e0nh l\u1eadp STR cho FIU. T\u1ea5t c\u1ea3 c\u00e1c STR ph\u1ea3i \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n trong v\u00f2ng hai ng\u00e0y l\u00e0m vi\u1ec7c k\u1ec3 t\u1eeb khi h\u00ecnh th\u00e0nh nghi ng\u1edd (ho\u1eb7c ki\u1ebfn th\u1ee9c) li\u00ean quan.<\/li>\n<\/ol>\n\n\n\n

                                  Th\u1ee7 t\u1ee5c L\u01b0u gi\u1eef H\u1ed3 s\u01a1<\/h3>\n\n\n\n

                                  B\u1ed9 ph\u1eadn qu\u1ea3n tr\u1ecb\/h\u00e0nh ch\u00ednh c\u1ee7a C\u00f4ng ty s\u1ebd duy tr\u00ec h\u1ed3 s\u01a1 v\u1ec1:<\/p>\n\n\n\n

                                    \n
                                  1. B\u1ea3n ch\u1ea5t c\u1ee7a b\u1eb1ng ch\u1ee9ng nh\u1eadn d\u1ea1ng thu \u0111\u01b0\u1ee3c v\u1ec1 b\u1ea5t k\u1ef3 Kh\u00e1ch h\u00e0ng n\u00e0o.<\/li>\n\n\n\n
                                  2. T\u1ea5t c\u1ea3 c\u00e1c giao d\u1ecbch v\u00e0 th\u01b0 t\u1eeb li\u00ean quan do C th\u1ef1c hi\u1ec7n<\/li>\n\n\n\n
                                  3. H\u1ed3 s\u01a1 v\u1ec1 t\u1ea5t c\u1ea3 c\u00e1c y\u00eau c\u1ea7u \u0111i\u1ec1u tra AMLFT nh\u1eadn \u0111\u01b0\u1ee3c t\u1eeb FIU v\u00e0 t\u1ea5t c\u1ea3 c\u00e1c b\u00e1o c\u00e1o \u0111\u01b0\u1ee3c g\u1eedi \u0111\u1ebfn FIU theo M\u1ee5c 27 c\u1ee7a Lu\u1eadt.<\/li>\n\n\n\n
                                  4. T\u1ea5t c\u1ea3 c\u00e1c t\u00e0i li\u1ec7u \u0111\u01b0\u1ee3c thu th\u1eadp v\u00e0 b\u00e1o c\u00e1o \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n trong c\u1ea3 qu\u00e1 tr\u00ecnh t\u00edch h\u1ee3p Kh\u00e1ch h\u00e0ng v\u00e0 gi\u00e1m s\u00e1t li\u00ean t\u1ee5c.<\/li>\n\n\n\n
                                  5. C\u00e1c t\u00e0i li\u1ec7u thu \u0111\u01b0\u1ee3c v\u00e0 b\u00e1o c\u00e1o \u0111\u01b0\u1ee3c t\u1ea1o trong qu\u00e1 tr\u00ecnh CDD.<\/li>\n<\/ol>\n\n\n\n

                                    T\u1ea5t c\u1ea3 h\u1ed3 s\u01a1 ph\u1ea3i \u0111\u01b0\u1ee3c l\u01b0u gi\u1eef trong th\u1eddi gian t\u1ed1i thi\u1ec3u l\u00e0 b\u1ea3y (7) n\u0103m k\u1ec3 t\u1eeb ng\u00e0y x\u1ea3y ra s\u1ef1 ki\u1ec7n li\u00ean quan ho\u1eb7c, trong tr\u01b0\u1eddng h\u1ee3p m\u1ed1i quan h\u1ec7 kinh doanh \u0111ang di\u1ec5n ra, sau khi m\u1ed1i quan h\u1ec7 kinh doanh ch\u1ea5m d\u1ee9t, \u1edf d\u1ea1ng c\u00f3 th\u1ec3 truy c\u1eadp ngay l\u1eadp t\u1ee9c theo y\u00eau c\u1ea7u.<\/p>\n\n\n\n

                                    \u0110\u1ecbnh d\u1ea1ng H\u1ed3 s\u01a1<\/h3>\n\n\n\n

                                    B\u1ed9 ph\u1eadn qu\u1ea3n tr\u1ecb\/h\u00e0nh ch\u00ednh s\u1ebd l\u01b0u gi\u1eef c\u00e1c t\u00e0i li\u1ec7u\/d\u1eef li\u1ec7u n\u00eau tr\u00ean, ngo\u00e0i c\u00e1c t\u00e0i li\u1ec7u g\u1ed1c ho\u1eb7c b\u1ea3n sao ch\u1ee9ng th\u1ef1c \u0111\u01b0\u1ee3c l\u01b0u gi\u1eef d\u01b0\u1edbi d\u1ea1ng b\u1ea3n c\u1ee9ng, \u1edf c\u00e1c h\u00ecnh th\u1ee9c kh\u00e1c, ch\u1eb3ng h\u1ea1n nh\u01b0 d\u1ea1ng \u0111i\u1ec7n t\u1eed, v\u1edbi \u0111i\u1ec1u ki\u1ec7n l\u00e0 b\u1ed9 ph\u1eadn qu\u1ea3n tr\u1ecb\/h\u00e0nh ch\u00ednh s\u1ebd c\u00f3 th\u1ec3 truy xu\u1ea5t c\u00e1c t\u00e0i li\u1ec7u\/d\u1eef li\u1ec7u li\u00ean quan m\u00e0 kh\u00f4ng b\u1ecb tr\u00ec ho\u00e3n qu\u00e1 m\u1ee9c v\u00e0 tr\u00ecnh b\u00e0y ch\u00fang b\u1ea5t c\u1ee9 l\u00fac n\u00e0o, cho c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd, sau m\u1ed9t y\u00eau c\u1ea7u li\u00ean quan. C\u00f4ng ty \u0111\u00e3 thi\u1ebft l\u1eadp ch\u00ednh s\u00e1ch l\u01b0u gi\u1eef t\u00e0i li\u1ec7u\/d\u1eef li\u1ec7u v\u00e0 \u0111\u1ea3m b\u1ea3o ch\u00ednh s\u00e1ch \u0111\u00f3 t\u00ednh \u0111\u1ebfn c\u00e1c y\u00eau c\u1ea7u c\u1ee7a Lu\u1eadt.<\/p>\n\n\n\n

                                    C\u00e1c t\u00e0i li\u1ec7u\/d\u1eef li\u1ec7u thu \u0111\u01b0\u1ee3c, s\u1ebd \u1edf d\u1ea1ng g\u1ed1c ho\u1eb7c d\u1ea1ng b\u1ea3n sao ch\u1ee9ng th\u1ef1c. Trong tr\u01b0\u1eddng h\u1ee3p c\u00e1c t\u00e0i li\u1ec7u\/d\u1eef li\u1ec7u \u0111\u01b0\u1ee3c ch\u1ee9ng th\u1ef1c l\u00e0 b\u1ea3n ch\u00ednh b\u1edfi m\u1ed9t ng\u01b0\u1eddi kh\u00e1c v\u1edbi ch\u00ednh c\u00f4ng ty ho\u1eb7c b\u1edfi b\u00ean th\u1ee9 ba \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp trong S\u1ef1 Ph\u1ee5 thu\u1ed9c v\u00e0o B\u00ean th\u1ee9 ba cho M\u1ee5c \u0111\u00edch X\u00e1c \u0111\u1ecbnh Kh\u00e1ch h\u00e0ng v\u00e0 Th\u1ea9m \u0111\u1ecbnh, c\u00e1c t\u00e0i li\u1ec7u\/d\u1eef li\u1ec7u ph\u1ea3i \u0111\u01b0\u1ee3c c\u00f4ng ch\u1ee9ng.<\/p>\n\n\n\n

                                    M\u1ed9t b\u1ea3n d\u1ecbch ch\u00ednh x\u00e1c s\u1ebd \u0111\u01b0\u1ee3c \u0111\u00ednh k\u00e8m trong tr\u01b0\u1eddng h\u1ee3p c\u00e1c t\u00e0i li\u1ec7u n\u00f3i tr\u00ean b\u1eb1ng ng\u00f4n ng\u1eef kh\u00e1c ngo\u00e0i ti\u1ebfng Anh. M\u1ed7i l\u1ea7n c\u00f4ng ty ti\u1ebfn h\u00e0nh ch\u1ea5p nh\u1eadn m\u1ed9t Kh\u00e1ch h\u00e0ng m\u1edbi, Tr\u01b0\u1edfng ph\u00f2ng qu\u1ea3n tr\u1ecb\/h\u00e0nh ch\u00ednh s\u1ebd ch\u1ecbu tr\u00e1ch nhi\u1ec7m \u0111\u1ea3m b\u1ea3o tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh c\u1ee7a ph\u1ea7n n\u00e0y.<\/p>\n\n\n\n

                                    Ngh\u0129a v\u1ee5 c\u1ee7a Nh\u00e2n vi\u00ean<\/h3>\n\n\n\n

                                    M\u1ed7i nh\u00e2n vi\u00ean c\u1ee7a C\u00f4ng ty c\u00f3 ngh\u0129a v\u1ee5 hi\u1ec3u:<\/p>\n\n\n\n

                                      \n
                                    1. Ngh\u0129a v\u1ee5 theo lu\u1eadt \u0111\u1ecbnh c\u1ee7a C\u00f4ng ty v\u00e0 c\u00e1 nh\u00e2n c\u1ee7a ch\u00ednh h\u1ecd v\u00e0 h\u1eadu qu\u1ea3 c\u00f3 th\u1ec3 c\u00f3 khi kh\u00f4ng tu\u00e2n th\u1ee7 c\u00e1c y\u00eau c\u1ea7u CDD v\u00e0 l\u01b0u gi\u1eef h\u1ed3 s\u01a1 theo Lu\u1eadt.<\/li>\n\n\n\n
                                    2. T\u1ea5t c\u1ea3 c\u00e1c lu\u1eadt v\u00e0 quy \u0111\u1ecbnh \u00e1p d\u1ee5ng kh\u00e1c, v\u00e0 h\u1eadu qu\u1ea3 c\u00f3 th\u1ec3 c\u00f3 c\u1ee7a vi\u1ec7c vi ph\u1ea1m c\u00e1c ngh\u0129a v\u1ee5 n\u00e0y.<\/li>\n\n\n\n
                                    3. C\u00e1c ch\u00ednh s\u00e1ch v\u00e0 th\u1ee7 t\u1ee5c c\u1ee7a C\u00f4ng ty li\u00ean quan \u0111\u1ebfn AMLFT, bao g\u1ed3m x\u00e1c \u0111\u1ecbnh v\u00e0 b\u00e1o c\u00e1o giao d\u1ecbch kh\u1ea3 nghi.<\/li>\n\n\n\n
                                    4. B\u1ea5t k\u1ef3 k\u1ef9 thu\u1eadt, ph\u01b0\u01a1ng ph\u00e1p v\u00e0 xu h\u01b0\u1edbng m\u1edbi v\u00e0 \u0111ang n\u1ed5i l\u00ean trong MLTF trong ph\u1ea1m vi th\u00f4ng tin \u0111\u00f3 c\u1ea7n thi\u1ebft cho nh\u00e2n vi\u00ean \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c vai tr\u00f2 c\u1ee5 th\u1ec3 c\u1ee7a h\u1ecd trong C\u00f4ng ty li\u00ean quan \u0111\u1ebfn AMLFT.<\/li>\n<\/ol>\n\n\n\n

                                      Ch\u00ednh s\u00e1ch \u0110\u00e0o t\u1ea1o v\u00e0 Truy\u1ec1n th\u00f4ng<\/h3>\n\n\n\n
                                        \n
                                      1. CRO s\u1ebd \u0111\u1ea3m b\u1ea3o r\u1eb1ng nh\u00e2n vi\u00ean nh\u1eadn th\u1ee9c \u0111\u1ea7y \u0111\u1ee7 v\u1ec1 ngh\u0129a v\u1ee5 ph\u00e1p l\u00fd c\u1ee7a h\u1ecd theo Lu\u1eadt, b\u1eb1ng c\u00e1ch gi\u1edbi thi\u1ec7u m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh gi\u00e1o d\u1ee5c v\u00e0 \u0111\u00e0o t\u1ea1o nh\u00e2n vi\u00ean ho\u00e0n ch\u1ec9nh.<\/li>\n\n\n\n
                                      2. T\u1ea5t c\u1ea3 nh\u00e2n vi\u00ean s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c \u0111\u00e0o t\u1ea1o ho\u1eb7c kh\u00f3a h\u1ecdc b\u1ed3i d\u01b0\u1ee1ng h\u00e0ng n\u0103m, ho\u1eb7c b\u1ea5t c\u1ee9 khi n\u00e0o c\u00f3 s\u1eeda \u0111\u1ed5i ch\u00ednh s\u00e1ch c\u1ee7a C\u00f4ng ty, y\u00eau c\u1ea7u quy \u0111\u1ecbnh ho\u1eb7c thay \u0111\u1ed5i nhi\u1ec7m v\u1ee5 c\u1ee7a nh\u00e2n vi\u00ean. Th\u1eddi gian v\u00e0 n\u1ed9i dung \u0111\u00e0o t\u1ea1o \u0111\u01b0\u1ee3c cung c\u1ea5p cho nh\u00e2n vi\u00ean c\u1ee7a c\u00e1c ph\u00f2ng ban kh\u00e1c nhau s\u1ebd \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo nhu c\u1ea7u c\u1ee7a C<\/li>\n\n\n\n
                                      3. Ch\u01b0\u01a1ng tr\u00ecnh \u0111\u00e0o t\u1ea1o nh\u1eb1m m\u1ee5c \u0111\u00edch gi\u00e1o d\u1ee5c nh\u00e2n vi\u00ean c\u1ee7a C\u00f4ng ty v\u1ec1 nh\u1eefng ph\u00e1t tri\u1ec3n m\u1edbi nh\u1ea5t trong vi\u1ec7c ng\u0103n ch\u1eb7n MLTF, bao g\u1ed3m c\u00e1c ph\u01b0\u01a1ng ph\u00e1p v\u00e0 xu h\u01b0\u1edbng th\u1ef1c t\u1ebf \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng cho m\u1ee5c \u0111\u00edch n\u00e0y.<\/li>\n\n\n\n
                                      4. T\u1ea5t c\u1ea3 nh\u00e2n vi\u00ean s\u1ebd x\u00e1c nh\u1eadn v\u1ec1 Ch\u00ednh s\u00e1ch AML n\u00e0y \u0111\u1ec3 th\u1ec3 hi\u1ec7n cam k\u1ebft c\u1ee7a h\u1ecd \u0111\u1ed1i v\u1edbi AMLTF.<\/li>\n\n\n\n
                                      5. Kh\u00e1ch h\u00e0ng ho\u1eb7c b\u1ea5t k\u1ef3 b\u00ean th\u1ee9 ba n\u00e0o kh\u00e1c \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o v\u00e0 y\u00eau c\u1ea7u x\u00e1c nh\u1eadn v\u00e0 ch\u1ea5p nh\u1eadn Ch\u00ednh s\u00e1ch AML n\u00e0y \u0111\u01b0\u1ee3c \u0111\u0103ng tr\u00ean Trang web c\u1ee7a C\u00f4ng ty.<\/li>\n<\/ol>\n\n\n\n

                                        Gi\u00e1m s\u00e1t & C\u1ea3i ti\u1ebfn<\/h3>\n\n\n\n
                                          \n
                                        1. CRO ch\u1ecbu tr\u00e1ch nhi\u1ec7m gi\u00e1m s\u00e1t hi\u1ec7u qu\u1ea3 c\u1ee7a Ch\u00ednh s\u00e1ch AML n\u00e0y v\u00e0 s\u1ebd xem x\u00e9t vi\u1ec7c th\u1ef1c hi\u1ec7n n\u00f3 m\u1ed9t c\u00e1ch th\u01b0\u1eddng xuy\u00ean theo c\u00e1c ch\u00ednh s\u00e1ch n\u1ed9i b\u1ed9.<\/li>\n\n\n\n
                                        2. B\u1ea5t k\u1ef3 nhu c\u1ea7u c\u1ea3i ti\u1ebfn n\u00e0o s\u1ebd \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t. Nh\u00e2n vi\u00ean \u0111\u01b0\u1ee3c khuy\u1ebfn kh\u00edch cung c\u1ea5p ph\u1ea3n h\u1ed3i c\u1ee7a h\u1ecd v\u1ec1 ch\u00ednh s\u00e1ch n\u00e0y cho CRO.<\/li>\n\n\n\n
                                        3. Ch\u00ednh s\u00e1ch AML n\u00e0y kh\u00f4ng t\u1ea1o th\u00e0nh m\u1ed9t ph\u1ea7n c\u1ee7a h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng c\u1ee7a nh\u00e2n vi\u00ean v\u00e0 C\u00f4ng ty c\u00f3 th\u1ec3 s\u1eeda \u0111\u1ed5i n\u00f3 b\u1ea5t k\u1ef3 l\u00fac n\u00e0o \u0111\u1ec3 c\u1ea3i thi\u1ec7n hi\u1ec7u qu\u1ea3 c\u1ee7a n\u00f3 trong vi\u1ec7c ch\u1ed1ng tham nh\u0169ng.<\/li>\n<\/ol>\n\n\n\n

                                          <\/p>\n","protected":false},"excerpt":{"rendered":"CH\u00cdNH S\u00c1CH CH\u1ed0NG R\u1eecA TI\u1ec0N (AML) \u0110\u1ecbnh ngh\u0129a chung \u0110\u1ed1i v\u1edbi m\u1ee5c \u0111\u00edch c\u1ee7a H\u01b0\u1edbng d\u1eabn n\u00e0y, tr\u1eeb khi ng\u1eef c\u1ea3nh quy \u0111\u1ecbnh kh\u00e1c: “AMLTF” c\u00f3 ngh\u0129a l\u00e0 ch\u1ed1ng r\u1eeda ti\u1ec1n v\u00e0 ch\u1ed1ng t\u00e0i tr\u1ee3 kh\u1ee7ng b\u1ed1. “Ch\u1ee7 s\u1edf h\u1eefu th\u1ee5 h\u01b0\u1edfng” c\u00f3 ngh\u0129a l\u00e0 m\u1ed9t ho\u1eb7c nhi\u1ec1u c\u00e1 nh\u00e2n t\u1ef1 nhi\u00ean cu\u1ed1i c\u00f9ng s\u1edf […]","protected":false},"author":100,"featured_media":0,"parent":0,"menu_order":19,"comment_status":"closed","ping_status":"closed","template":"terms-and-conditions.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-48873","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.zfxvn.com\/vi\/wp-json\/wp\/v2\/pages\/48873","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zfxvn.com\/vi\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.zfxvn.com\/vi\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.zfxvn.com\/vi\/wp-json\/wp\/v2\/users\/100"}],"replies":[{"embeddable":true,"href":"https:\/\/www.zfxvn.com\/vi\/wp-json\/wp\/v2\/comments?post=48873"}],"version-history":[{"count":0,"href":"https:\/\/www.zfxvn.com\/vi\/wp-json\/wp\/v2\/pages\/48873\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.zfxvn.com\/vi\/wp-json\/wp\/v2\/media?parent=48873"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}